India is a fast growing global economy and global growth implies global transactions. Besides that, there are a lot of smartphone users who would be willing to buy apps from Google Play Store or Apple App Store. So while it is sad that a lot of Indian Debit and Credit cards (e.g SBI) will not work on PayPal (or Google Wallet) due to the Verified by Visa PIN being required at all times, luckily there are some banks (eg. ICICI) which do support making payments through payment systems that have not yet implemented the Verified by Visa or MasterCard SecureCode authentication. Here I have tried to list and compare some of those.
Contents
Indian Cards working on PayPal & other Non-VBV Sites
Update: There’s some news about a new RBI circular making the 2-factor authentication compulsory. But that’s only for when the seller is located in India. More in this comment.
| Card Issuer (Bank Name) [EMV Chip based cards ONLY] |
Debit Card | Credit Card | ||
| PayPal | Google Wallet | PayPal | Google Wallet | |
| Axis Bank | YES | YES | YES | YES |
| HDFC Bank | YES | YES | YES | YES |
| ICICI Bank | YES | YES | YES | YES |
| Indian Bank | YES | YES | YES | YES |
| Kotak Mahindra Bank including Kotak 811 |
YES | YES | YES | YES |
| South Indian Bank | YES | YES | YES | YES |
| State Bank of India (Visa Global Card) |
YES | YES | N/A | N/A |
| Union Bank Digipurse Wallet (Virtual) |
NO? | NO? | N/A | N/A |
| Bank of Baroda (Visa) | Yes | Yes | YES? | YES? |
| Indian Overseas Bank | YES | YES | YES? | YES? |
| Karur Vysya Bank | NO | NO | NO | NO |
| Oriental Bank of Commerce (OBC) | NO | NO | NO | NO |
| Punjab National Bank | NO | NO | NO | NO |
| Union Bank of India (UBI) | NO | NO | NO | NO |
| Vijaya Bank | NO | NO | NO | NO |
* The above table is made from data collected and/or contributed by visitors. I don’t claim it to be fully authentic.
Please do note that banks issue different type of cards and there will be some which will work and some which will not. So, it would also be nice if you consult your bank in advance and opt for that particular card only if you’re going to open a new bank account. Also make sure that you opt for a Global card and not the one which is valid for India, Nepal and Bhutan only.
Activation Procedure
Mentioned below are the additional details which would be helpful in activating the international usage on the cards. Your bank’s support needs to be helpful for the success.
Axis Bank – I’ve personally used a Debit Card issued by Axis Bank and it went in smooth. I was able to make a payment minutes after getting my card activated. I opted for an Axis Prime card and got the VBV/3D passcode set up and then called up the helpline to enable International Usage (can be done easily using the IVR or via the NetBanking as well). To activate using new net banking interface, go to Accounts> My debit cards> More Services> Change Usage Preferences.
ICICI Bank – ICICI Bank customers just need to call up the helpline and speak to a live representative to ask for the activation of International Payment on their cards. It takes around 24 hours to get activated and thereafter you can use your card on all the shopping ports including PayPal and Google Wallet. You can also send an SMS in the form INTL <space> last four digit of your debit card number to 5676766 to enable international transactions.
Kotak Mahindra Bank – I’ve myself tried with Kotak Jifi account which comes with EMV Chip based international debit card (visa). All that was needed to be done was to use Debit Card at any ATM to activate it and it immediately started working on PayPal and other sites.
Others have confirmed that other debit cards from Kotak Mahindra Bank also work fine. If international usage is not enabled on your card, login to Net banking and enable the same.
Bank of Baroda – Make sure you have an International Chip based card. Call the helpline or enable international transactions or do it via the NetBanking and wait for 24 hours before starting to use your card internationally.
Union Bank of India – As reported by Niraj Bathwar in the comments, he can use his UBI Card on PayPal pretty easily. All he did was to call the helpline and opt for activation of international usage.
State Bank of India – Thanks to many who commented below to inform about the SBI cards. I’ve also personally tested it and it works. If you have an International Visa card from SBI, you can activate international usage by going to – NetBanking > e-Services > ATM Card services (from left sidebar) > ATM card limit/channel/usage change > Change usage type > International Usage > Enable.
* The above data comes from what others have mentioned or contributed. I don’t claim it to be fully authentic.
But.. My Debit Card is an International Card!
Sure, almost all of the banks do issue international debit card these days and whilst they can be used internationally for withdrawing cash via ATMs or at POS, they will not work when using them for an online transaction. This is because the banks have made it mandatory to authenticate every transaction using the MasterCard or Visa 3D PIN. So unless the shopping website or its payment intermediary implements the 3D code authentication, your card will not work.
So why do some cards work?
Basically that’s dependent on the individual bank and its policies. Some say that RBI has given out guidelines that VBV authorization is compulsory, but because some banks do work, it seems that the statement is not fully true.
Can my card be automatically charged again?
What happens on sites with VBV Implementation?
Thanks to:
- Thiruberg for providing the SMS short code for ICICI Bank
- Niraj Bathwar for confirming UBI cards to be working on PayPal
Thanks surya for mentioning SBIinTouch cards and providing the application form.- Rupanjan, Samir and others for updating about the SBIinTouch card not working anymore
- Sunil Pande for confirming that Baroda cards are not working
- Arif basha for informing about karur vysya visa cards not working
- Sammy for re-confirming that Indian Bank EMV Mastercard is working
- Jayamurali for informing that South Indian Bank cards are working
This is an article that shows that knowledge can be accessible to everyone.
I have an ubi rupay card which is international usage enabled, but when i am paying in dollars it isnt supported. I have visa card of idbi bank and i enabled international usage on it, but it still doesnt works!!!
i have syndicate bank master card does it work on paypal
I have a SBI global VISA card. Its international usage is enabled. Still i am unable to use the card for international online payments. The online portal keeps asking me to contact the bank. The bank denies saying it is enabled from our end and the card is also working so they don’t know why this is happening. What to do?
I have andhra bank debite card ky mai ise card ko paypal m use krke dusre country main balance transfer kr skta hu ya ni
My Axis Bank Prime Titanium Rewards Master Card used to work with Paypal.From this month, my debit card is not working.I can add it to paypal without any problem but when it comes to payment I get the message that ” Transaction is declined by the bank blah blah blah”.
Which card you using?
Bank of Baroda debit supports Paypal and I am using it for one last year. Just give them an application to give you an international debit card, they charged me 175 at the end of the year.
I have used it to make Payment overseas and no merchant declined my card.
i using bob rupay debit card but dose not work on paypal can you say which bob card you use ?
can you please give repay to this insta id : lili_sister._
thanks..
Which UBI cards work for paypal ?
Bandhan bank and Rupay card supported?
Hi Soumyajit, Rupay cards are not supported by PayPal. You will need a Visa or MasterCard. However, in that case too, I don’t think Bandhan Bank’s Visa/MasterCard will be supported by PayPal.
I have a Master card it is classic, but still it is not working. In the corner of card it is writtent that valid only in india. Can you please suggest exact card of SBI for paypal?
Indian Bank EMV Mastercard World works flawless across all international payment sites like Paypal & everything else mentioned in the article as well as user comments. You just have to select Debit card payment if you come across a card options page OR certain sites where i’m donating (like adblock) or subscribing (like Google music), the OTP verification is not even needed and the payment happens instantaneously (like between 2003 and 2006 where we did not have to enter ATM Pin at Swiping machines at restaurants/stores 🙂 ) after entering card just the card details. It doesn’t require activation of international usage and works out of the box. I’ve donated to ad-block and it worked like a credit card without even OTP being recieved which is a bonus.
I linked my AXIS bank debit card to my PayPal account. It did not work.
I called the customer care. They told me AXIS bank cards don’t work with PayPal.
It does work. Is your card with the EMV chip and did you activate international usage?
Yes, my card does have a chip amd international usage is active. Still I was unable to make international online payment using paypal. Anyways, the customer care guy told that it won’t work with paypal. I will confirm once again.
Not sure why that would happen. My card from Axis Bank works fine and has done so over the years.
Federal Bank and DBS cards don’t work.
You need to contact the Customer Service to activate International Usage on your card.
Though the card is activated for e-commerce,the payment has not gone through.The reason they (Customer service of card issuer) said is that- Paypal is not a VBV site…???
Which card are you using? Yes PayPal does not use VBV and unless your card allows such transactions, it won’t go through.
Union Bank International Debit Card Works on Paypal but only when the card is first (Verified by Visa) procedure is completed through Bank’s website link as below
https://www.unionbankonline.co.in/
In the above website there is one link at the bottom for Verified by Visa which takes you to this site as below
https://acs12.enstage-sas.com/ACSWeb/EnrollWeb/UnionBank/main/index.jsp.
So I think Unless the Card are Verified by Visa they will not work for Paypal.
All the Major Banks have some where links for Verified by Visa. So its better to verify the card & then Try.
I have successfully added my Union bank International Debit Card to Paypal
Hope this useful for all
I have paypal account but here not connected my state bank of india account and debit card so pls tell me wht i do??
One more thing accepting card in PayPal is not a big deal, only if u r able to conduct a successful money transaction, then we can say that it is working.
I use kotak 811 zero balance account I Am able to use my virtual card everywhere tested in Google pay, aliexpress, Amazon USA.
From my experience kotak is the only bank which provides international transaction on all debit cards. The most interesting part is that you can active and deactivate international transaction in 5 min through its Mobile app.
Today I linked smoothly my BANK OF INDIA classic visa debit card to PayPal. So I think Bank Of India starts supporting PayPal. But when I tried on Google Play Store it says invalid card details.
But during checkout through PayPal it says “unable to process transaction”
Guys is SBI Visa Global card (with evm chip) still working fine on paypal and play store ? I want to apply for it so just want to know if its still working or not.
SBI debit cards accepted by paypal which card accepted
SBI Visa Global card is the one I’ve tried and it worked 🙂
could you please confirm if you have send any payment using your card? i have silver card which added to paypal but cannot send any money with it always shows
“There seems to be a problem
Your payment method isn’t working. Do you want to try again with another card or bank?
If you continue to encounter problems, please contact customer service.”
hello i have sbi master card , it is not working on play store is their any way to make it working
Is it an international card? Did you enable International transaction from netbanking?
Ok here’s my input.
I was looking to buy a course on udemy. As for note udemy only supports 2 types of payment modes as listed below
(1) International Credit / Debit Card
(2) Paypal
So i have to go with debit card mode / paypal as i don’t have credit card and it doesn’t support netbanking
At first i tried to buy that course using “Bank Of Baroda Debit Card – Activated with Verified By Visa”. But didn’t work. then i tried to link the same card to paypal account but again it didn’t work.
So i started researching on which Indian debit cards supports online transaction through paypal ? And stumble upon your article. And found “HDFC Debit Card” in working list.
So first i activated my debit card for international usage through HDFC netbanking.
You can also do the same using following step
Note:- You will be asked for otp verification on your registered mobile number.
(1) Login to your hdfc netbanking and click on “cards” tab besides “Billpay & recharge tab”
(2) Then on left side you will see sidebar with different option
Go to
Debit Card -> Request
-> Set International / Domestic Usage
-> Select your card
-> Select “card to be enabled for international & domestic usage”
-> Save it.
That’s it after that i tried to link it to paypal and it worked like a charm. So from my experience i can tell you that HDFC Debit card is 100% working with paypal !
hey visa SBI global card is better or State Bank Platinum International for PayPal and Payoneer.actually, I want to buy hosting from ehost and they accept debit cards also as which debit cards are accepted by them
Very informative article about PayPal. I just read that PayPal will shortly stop serving Turkey due to regulatory restrictions.
could you confirm this, i have got a Axis bank Prime debit card, can international transactions be enabled in that card. usually on international cards its written ‘international debit card’ but i dont see this written in my card. its a EMV chip card though .
If u r saying about axis bank card , then I don’t know about this card.but I think u have activate it manually for international transaction.
But for further assistance u need to go ur axis bank Branch.
Heyyy friends today I got my visa SBI global card.
It’s confirmed by me that it’s works with PayPal.
I have just ordered 3 things through PayPal from GearBest .Com.
It’s done and I am very happy.
When did you applied for SBI global debit card? What type of account you have with SBI and what is the minimum balance required for that account opening? I got worst service from Bank Of India they issued me RuPay debit card only and refused to issue VISA debit card. So I am seeking to switch to SBI as it`s VISA global debit card is reported to be working on PayPal and google play store!
Go to SBI branch and open normal SB account.
And apply for this card and also told him to provide only this card.
Also apply for Internet banking.u can apply this card through internet banking without going to branch.its very easy.
It is sbi global visa card
does axis bank support paypal
Yes, my EMV chip based card works fine on PayPal. Just activate the international usage via netbanking.
So what should be the minimum balance a customer has to keep to get an international debit card from Axis bank which can be used in PayPal?
That differs from region to region actually. My account requires a balance of 10,000.
But this is not regarding international card. They usually will not open a zero balance account for you. If you manage to get one, somebody here mentioned that he was able to request for an international EMV card after paying the required charges of the card.
Is Indian Bank Debit Card Accept With PayPal for Purchase online from abroad/out of India???
If yes.then is it confirmed?If yes then I will go for it.
I can confirm that my STATE BANK OF INDIA GLOBAL DEBIT CARD (VISA) is now working on paypal and play store. I just bought an app on play store and also got instant refund on my debit card. Also i donated freemake video converter using my debit card through paypal.
Is the global SBI MasterCard will work with PayPal?If yes , then can u pls tell me that if I have to activate it for international transaction or not by manually??
You have to enable international transaction via onlinesbi.com or contacting the branch. My sbi visa global debit card is working fine with play store and PayPal since yesterday and i believe mastercard will work too.
Oh Wow! Did it just start working or you’ve only tried for the first time?
I always kept trying it for many days. But from yesterday my card is working on play store and PayPal also. I myself couldn’t believe it but now it is working and also if i ask for app refund it is instantly credited back to my account. Donations through PayPal are working. I donated to freemake and it went smoothly. Also Aliexpress is not asking for any otp (before it used to). But if I am transacting om indian websites, otp is required. My international Transaction is enabled for months now but it required otp before but no otp required now.
Wonderful news. Thank you for the information, Piyush 🙂
Just to confirm again
Thank you for using your SBI Debit Card XXXXXXXXX for a purchase worth Rs19 on POS 248934066603177 at GOOGLE *Vertumus txn# 707987124686.
What are the cross currency charge debited from ur account by bank or by PayPal????
No extra charges just the amount i entered got debited. No other specific mention of any charge on my bank account statement.
I see. I just had a friend to try it out and it worked for Play Store. For PayPal and others, the charge is debited and then instantly reversed back. So the transaction keeps failing.
I’ll check with another friend later today.
I am happy that mine works on paypal.That’s all i can say. This message is for the money i donated via PayPal using my debit card.
Thank you for using your SBI Debit Card XXXXXXXXX for a purchase worth Rs71 on POS 000638021618999 at PAYPAL *DIGITALWAVE txn# 700783765115.
Also i added my debit card to PayPal before transacting and it just debited and Refunded Re. 1 for confirming instead of 1 dollar.
I have an SBI global Debit card and is a master card. I tried adding with my PayPal account, but while confirming the card PayPal says the card is not accepted. So only visa global card works with PayPal ?
Did you turn on internation usage via net banking? Just confirming 🙂
Is Authorization Necessary Because My Payments Are Going Through Without Authorization?
Actually, this authorization/hold isn’t what you assumed it to be – https://en.wikipedia.org/wiki/Authorization_hold
The reason it says card not accepted is that it is not credit card. Only credit cards can be verified because paypal can put money on hold on credit card only not debit card. But you can carry out transactions usimg PayPal since debit card is already added.
@ Narender singh, yes i did turn on the international usage via net banking. Since its a mastercard , is there a chance for getting rejected? Piyush was mentioning about Visa global cards before.
@Piyush, i was trying to make payment via Paypal only. i will have to talk with paypal customer care to find the issue.
The only thing I know is that RBI’s notification says that only EMV-chip embedded cards be allowed for international usage. Earlier anybody who used the card internationally was forcefully issued an EMV card. Just confirming if you happen to have a non-EMV chip-based card?
I’m checking with a few friends right now if somebody has a MasterCard. Visa gold card worked for one. Talking of PayPal support, I can bet that they will not provide you with any positive answer.
@Piyush – I’ve had my Axis Bank debit card verified on PayPal. Authorizations/holds can be made on debit cards as well 🙂
Just confirmed. A friends’s MasterCard does not work on PayPal, works only on Google Play. So, seems like MasterCard will not work 😐
What is the difference between normal chip and Emv chip based card????
I know that Indian Bank provide Emv global mastercard?Is it work with PayPal??
I Hava obc visa electron international debit card..
So can i use this card in Nepal?
If yes in which bank?
And how much will be charges?
Is PayPal accepts BOI Rupay Debit Card ?
Thank you.
Even I faced similar issues with Central Bank of India debit card. Of course they didn’t have any idea about it, unless I opt for netbanking I won’t be able to buy from Google Play. When can we expect any changes? Especially after demonetisation.
I am interested to know that What is the procedure of activation of HDFC debit card for international online transactions?
And which hdfc debit card will work fine.
They were State Bank Of India, Bank Of India, Bank Of Maharashtra, Bank of Baroda. Out of that I have continued with Bank Of India only, I have closed remaining accounts. I just applied for Bank Of India`s International VISA debit card, but the bank authority said that they have mentioned VISA card specifically on my application. Monthly average bank balance is also greater than 10,000 Rs, and it is “Regular Saving Account” not the “Zero Balance Account”. But the card department would dispatch RuPay card only. By the way, that card will arriving soon in the next week. Hope so it will be International VISA debit card!
Thank you for information, Your blog is so smart since it is up-to-date with latest updates.
I would like to go through your blog daily.
Actually I want to register for Google Play Developer console, for that purpose Google won`t provide facility of Internet banking. They demand credit or debit cards only.
Another thing I want to confirm that, Does private sector banks like ICICI, HDFC etc issues VISA debit cards? Because I gone through many public sector banks, they just stopped “RuPay” debit card i my hand and told me that their banks has discontinued to issue VISA debit cards. Their so called swadeshi “RuPay” debit card is totally useless for online transactions, many sites dose`t support RuPay platform. I just blame them and closed accounts with PSU banks. An finally I am seeking to go with ICICI.
Oh? Which bank was it? The customers are free to choose the card they need and it was just about a week ago when I applied for a Visa card with Oriental Bank of Commerce (PSU Bank). There might be some guidelines to stress more on RuPay cards, but somebody who needs for international usage should be allowed to take the Visa/MasterCard options. RuPay is good though because you end up paying lesser as commission to Visa or MasterCard. Having more RuPay cards in the market will definitely force all Indian merchants to accept them 🙂
Private Banks continue to offer Visa Cards. You just need to strictly mention to them about the card you will be needing at the time of account opening. Avoiding insta kits and waiting for a card sent via post is also a better option.
I just read a news that RBI has relaxed 2 tier authentication process such as Vbv, 3D Secure PIN, OTP etc for debit card payments upto Rs 2000.
So will these desicion made indian debit cards to work on play store for payment upto Rs 2000?
That might be possible, but we still need to wait and watch as to how banks will implement the mechanism. Hopefully, the situation will be clear in the next few weeks 🙂
BTW, if you don’t already know, you can also use India NetBanking to buy stuff from Play Store.
Except I can’t buy music with net banking.
Can anyone tell me how i can add fund in PAYZA in USD ?I tried to add through my SBI DEBIT CARD but in payza it shows in INR .
To what I know, you will need an international credit/debit card from the banks mentioned in the post and choose to be billed in USD. Else you can exchange INR to USD as needed.
Has anyone used Auction Essistance for PayPal VCCs?
[…] you were needed to have a credit or debit card from a few of the accepted private sector banks. Or else purchase Google Play gift cards from Snapdeal or […]
Great article. Been sharing this with my customers.
I’m a U.S based merchant. Running into issues accepting payment via PayPal.
How do I go about accepting Indian based debit cards?
Hi,
Thank you for the nice words. Coming to your query, I don’t think there is an Indian gateway which you can make use of without having a local bank account in India and fulfilling the other formalities of the gateway.
Your best way out should be to implement a gateway which makes use of 3D authentication via VBV or MSC. Many intentional websites have started supporting this advanced card protection. Also, majority of the Indian cards are international and will work fine if you use a gateway which can do 3D authentication.
i called UBI customer care, but they refuse . and said that bank is not linked with pay pal. so cant transact online.
Does Paypal support Canara Bank?
No. It doesn’t. In fact it’s Canara bank which doesn’t support PayPal 😛
Confirming that Standard Chartered Bank no longer offers support for PayPal as of October 2016.
Puzzling decision from their end, I (and I’m sure 90% of online shoppers) will be closing their accounts there…
That’s pretty crazy. I wonder why did they do that if it was working earlier? Is there a press release or something where they announced that? 🙂
Hello sir i have sbi debit card(silver) my card gets declined whenever i try to buy something through paypal (overseas) pls tell me how to activate the card for the same, thankyou
SBI cards simply do not work on PayPal. You cannot do anything about that.
hello sir mera axis bank master card paypal se payment nahi horaha hai kyu.
ussme bata raha hai your master is not activated for international usased
konsa lena bank se reply
Buddy, NetBanking me jakar International usage enable karo.
Thanks information was so helpful
Can anybody tell me, if I deposit from my indianbank mastercard world debit card. 5000 inr to Neteller account. Then how much bank charges for this, while Neteller charges is 1.9%. if anybody uses before please tell me total charges for that.
Please anybody tell. I should be very grateful if anybody will tell.
Excellent service !!
Dial * 99# to do basic Banking instantly. One can check balance for accounts, mini statement where the mobile number is registered & no internet required. Below are the direct codes for banks::
* 99* 41#-State Bank of India
* 99* 42#- Punjab National Bank
* 99* 43#-HDFC Bank
* 99* 44#-ICICI Bank
* 99* 45#-AXIS Bank
* 99* 46#-Canara Bank
* 99* 47#- Bank Of India
* 99* 48#-Bank of Baroda
* 99* 49#-IDBI Bank
* 99* 50#-Union Bank of India
* 99* 51#-Central Bank of India
* 99* 52#-India Overseas Bank
* 99* 53#-Oriental Bank of Commerce
* 99* 54#-Allahabad Bank
* 99* 55#-Syndicate Bank
* 99* 56#-UCO Bank
* 99* 57#-Corporation Bank
* 99* 58#- Indian Bank
* 99* 59#-Andhra Bank
* 99* 60#- State Bank Of Hyderabad
* 99* 61#- Bank of Maharashtra
* 99* 62#- State Bank of Patiala
* 99* 63#- United Bank of India
* 99* 64#-Vijaya Bank
* 99* 65#-Dena Bank
* 99* 66#-Yes Bank
* 99* 67#-State Bank of Travancore
* 99* 68#-Kotak Mahindra Bank
* 99* 69#-IndusInd Bank
* 99* 70#- State Bank of Bikaner and Jaipur
* 99* 71#- Punjab and Sind Bank
* 99* 72#-Federal Bank
* 99* 73#-State Bank of Mysore
* 99* 74#-South Indian Bank
* 99* 75#-Karur Vysya Bank
* 99* 76#-Karnataka Bank
* 99* 77#-Tamilnad Mercantile Bank
* 99* 78#-DCB Bank
* 99* 79#- Ratnakar Bank
* 99* 80#-Nainital Bank
* 99* 81#-Janata Sahakari Bank
* 99* 82#-Mehsana Urban Co-Operative Bank
* 99* 83#-NKGSB Bank
* 99* 84#-Saraswat Bank
* 99* 85#-Apna Sahakari Bank
* 99* 86#-Bhartiya Mahila Bank
* 99* 87#- Abhyudaya Co-Operative Bank
* 99* 88#-Punjab & Maharashtra Co-operative Bank
* 99* 89#-Hasti Co-Operative Bank
* 99* 90#- Gujarat State Co-Operative Bank
* 99* 91#- Kalupur Commercial Co-Operative Bank
Also u can dial * 99* 99# to know your Aadhaar linking and OverDraft Status.
Can anybody tell me, if I deposit from my indianbank mastercard world debit card. 5000 inr to Neteller account. Then how much bank charges for this, while Neteller charges is 1.9%. if anybody uses before please tell me total charges for that.
Do the Indian Overseas Bank debit cards work? I did read that the platinum cards work but I was wondering whether the regular savings bank account cards work too. This would most likely be an internationally activated (classic?) debit card.
I tried setting up a Netflix account with my SBI Intouch debit card but it failed. Please do try setting up a Netflix account with your regular IOB debit card and let me know if that works. It’s free for a month and you won’t get charged.
Thanks in advance.
Hello sir I always deposit to my Neteller account through my Baroda platinum international debit card visa. And everytime it gets charged 1.9% but today I deposited it charges around 11% from my bank account
Suppose I deposit to Neteller 5k then overall charges is 95rs only and now it’s was 513.85rs charges on deposit of 5k Neteller. Can u tell me what to do next..
You should contact BOB regarding the difference in the amounts. Maybe currency fluctuation has caused that.
Yes.. Already.. But still not activated
Dont add anything with INTL , just let it be sent alone and your card will be activated within 48 hours.
I tried sending INTL with last 4 digit but didn’t work for me and got error msg from icici that the ketword was wrong.
Then I searched icici website and found that we no need to add anything with INTL.
I have to activate my card to overseas banking.. How do I do it.. It’s from ICICI. Bank..
Did you try – SMS in the form INTL last four digit of your debit card number to 5676766 to enable international transactions.
My UBI (Union Bank of India) card was successfully added to PayPal and I saw the temporary PayPal charge on my bank statement (About 65 rupees). But when I try to make payments, it is getting declined. I contacted senior staff at UBI and they informed me that PayPal is only sending the CVV number while adding the card but it is not sending the CVV on subsequent transactions and hence it is getting declined as the CVV number is mandatory for all transactions. The UBI staff has contacted PayPal but PayPal is not willing to cooperate. I contacted PayPal customer care and they just copy/paste the same answer each time asking me to call the bank.
They did not even read the mail I sent them.
That can be very well possible since Amazon does the same as well. For credit cards, the companies not presenting CVV bear additional risk as in the case of a stolen card, they are penalized. But that’s how their setup is. PayPal still verifies the CVV; Amazon.com probably doesn’t even ask for one. And it is highly unlikely that they will change their system anyways. So your last resort is using one of the supported banks.
Okay, that makes sense. What is your opinion about Citibank cards? They have a higher barrier to entry (1 Lakh opening balance) but can I expect it to work on a whole bunch of other international sites as well since it’s a much bigger bank than the others?
Between VISA and Mastercard, is there any reason to prefer one from the other? PayPal recently made a major deal with Mastercard so should I just go with that or does that not really matter?
Forgot the link – https://www.engadget.com/2016/09/06/paypal-mastercard-deal/
I might just cancel my VISA at UBI and get a Mastercard and see if there’s any difference. If it still doesn’t work, I’m going with a different bank.
I haven’t had the bank balance to even check out Citibank, but considering that they are a global bank with presence almost everywhere, it is highly likely that the facility to make seamless international payments would be available. At least in the way other private banks in India are doing – by providing a card with international usage deactivated, but giving you an option to activate the same when needed.
I’m of the opinion that Mastercard and Visa are essentially the same for an end user. Since the way PayPal processes the payments is still the same, they will push the same information (no CVV2) while processing a payment, you’ll have equal luck going with either.
The same article links to a previous deal which PayPal signed with Visa. For me, they only differentiate with some exclusive offers, other than that, both have worked more or less the same way for me.
same thing is happening with my hdfc plantinum chip card ,the card is linked and confirmed on paypal and yet when i tried to pay using paypal it declines ,but its working on amazon and aliexpress and gets declined on other usa sites ,when contacted the bank,they told me everything seems fine with the card ,and it should work
supper boy thanks a lot .
this info even dont have paypal and the bank
Hi sir, can you please tell which of the following bank accounts(not cards) will PayPal accept— Union Bank of India, ICICI Bank, Oriental Bank of Commerce, Hdfc??
What do you mean by bank accounts? Are you referring to the accounts for withdrawing money? If so, you can withdraw money to any bank account.
Ohh will any bank account work of I want to “link a bank account”? Thanks.
In indian overseas bank which debit card i have to apply ?
Indian Overseas Bank’s (IOB) EMV Platinum Debit card seems to be working on all International Cross Currency payment gateways like PayPal, Google Wallet, Stripe etc….
Thank you
I want to open a account in iob bank but i need introducer for that, can u help me by giving ur name, account no. ,and address to open the account?
Hello,
I’m currently in USA & I’ve Indian Bank World Master card which I want to use to withdraw money in US via ATM.
1. If I use this card to withdraw cash at ATM in US, how much fees in dollars that ATM will charge to this card?
2. Apart from above fees, will there be any other additional fees charged as well like currency conversion or service fee, etc?
I want to find an ATM which charges minimal fees. Can someone share their experience?
Thanks!
The charges differ from bank to bank and I’m not sure how much Indian Bank will charge. You should consult the bank support team to enquire about the exact charges.
If you find an Indian Bank ATM (which is highly unlikely), you’ll probably encounter lesser charges.
Standard setup for most banks is –
Fixed charge of 100~150 (plus service tax)
Currency conversion charge of 3.5% (plus service tax).
All ATMs will ideally charge the same fees since these charges are the standard bank charges for a Visa/MasterCard transaction happening outside India.
What I have to do make payment in Google play store….. My SBI card is not working
Hi Mr. Narinder,
Seeing your post, I applied for an Indian Bank account and pestered them for an EMV world Master card. I received the card Just now. The bank guy said that since I already received the PIN my card will work from tomorrow. Will try to do a withdrawal tomorrow to check and see.
My primary use of this card will be on Google playstore and Ali Express along with some international sites.
Is there anything I need to do like call up their helpline number and opt for any thing or the card works straight away at these sites.
I will be using my other SBI International debit card for Indian based sites like Amazon, Flipkart etc.
Any help in this regard will be highly appreciated.
Thanks and best regards
Praveen Das
Hello Parveen
Actually, I haven’t personally tried cards from Indian Bank, but others in this comments thread have suggested that it works. From those comments, nobody mentioned any activation, so it probably works out of the box without doing anything. Just make 1 transaction on an ATM to activate the card and then try using it on PayPal.
In fact, your SBI card (if it is international) should work on AliExpress since AliExpresss supports VBV/MSC authentication.
Does anyone can tell me Is BOB visa card works with paypal or not? plzzz
Indian overseas bank debit card displayed with visa logo can I use it for PayPal?
It might work. We have received a mixed response, so you need to try it to find out. Make sure that International usage is enabled by contacting the bank.
I also tried IDBI BANK emv VISA DEBIT CARD on paypal but it doesn’t works ,please tell me the nationalised banks which card works on paypal, I m getting rid off 🙁 no card is working
The banks confirmed to be working are already listed, buddy. You should go with one of them for smooth international transactions.
HI THIS IS KISHORE MY BANK ACCOUNT WAS NOT LINKING WITH PAYPAL WHATS THE REASON CAN U SAY
U mean it doesn’t work sbi global debit card right ??
I have account in Indian Bank, which debit card will accept the payment .
Thanking you
Any international debit card from Indian Bank will work. Go with MasterCard powered one as others have reported it to be working.
Is sbi global international debit card accept the payment in google play store???
It shouldn’t be as it also enforces VBV/MSC.
is pnb emv chip based debit card works on paypal? can I issue this card?
No it does not work.
Has anyone tried Auction Essistance for PayPal services?
Please let me know the list of Banks and there Debit cards surely accepted by Paypal….Thanks
Could you please check if Digi purse (new account) is working on Google Play Store?
I’d love to, but I don’t have any spare phone numbers to do my testing.
IDBI debit card is working fine in Paypal and Neteller..
Thanks for the info, Rao.
Can you please tell what kind of debit card by idbi you have? I also have an idbi card but that doesn’t work…
In Indian Overseas Bank,what type of debit card will work ?
can we take any card from Indian Overseas Bank if we have taken card can we suggest which type of we get
My sbi intouch debit card working in paypal and google play store….i just go to internet banking and activate to CN channel and international transaction.. its really working…
Thanks for the info Sudhir. Can you tell when the card was issued to you?
I have SBI Global Card It Did Not Work, Its a Mastercard Debit Card
i have pnb master chip based international card but paypal does not accept this card?
Yes, PayPal does not accept this.
In Kotak bank what type of account I have to open either jifi saver or jifi account..?
Both will work. But Jifi Saver will require an AMB of ₹10000. Whereas Jifi will require 0 AMB.
Means if i maintain Rs.1500 per day in account for 30 days,AMB of Rs.10000 will be covered ?
No. You need to maintain a minimum of 10,000 in the account. If you fell short, you need to add more so that the average of 30 days is equal to or more than 10,000. Else you will be charged a fine.
Thank you Narender,information available here is very useful.
somehow my sbi global debit card is not working when i linked to it my bank account in paypal. On top of it, i lost 68.15 rupees thrice ( i dont know why).can someone explain my situation?
i asked help centre butthey didnt give me proper answer
Only possible answer could be that the card is not supported on PayPal. The charge deducted from your card should get refunded in the next 30 days. That said, I’ve not seen anybody (recently) conducting a successful transaction on PayPal using a SBI Card.
ok thank u for the information Narender:)
Hello everyone
Which bank debit card is accepting Merrilee perfectly. Thank u in advance-
Hello everyone
I want to know which card is accepting neteller perfectly
Thank u in advance
Digipurse stopped working with Paypal and Entropay. Digipurse customer care said they have disabled intenational transactions.
Hi, I got my Indian Bank EMV master card 2 days ago. I linked this card with paypal without any problem, they didnot even send money to my card to verify, but they verified using PAN CARD(Its a must for PayPal). Then I made a transaction, it worked perfectly fine. Out of curiosity, I tried to add it on my google play account. it got instantly added. So Indian Bank EMV MasterCrad works perfectly and is also the best because you need just 500rs/- to open an acc in Indan Bank. But you will have problem in asking the manager to issue you MasterCard( In my case, the ASS.Manager(:p) didn’t even know that they issue a masterCard, He was stunned on seeing the masterCard image i showed him). there will be lot questions, but you have to be stubborn.
TIP: tell them that you are working as a freelancer and you have to make international transactions regularly to pay your clients. you are opening account in the bank mainly for the purpose of international transactions since sbi cards are not accepted.
It takes about 20 for the card to arrive at your branch. and 24 or 72 hours to get activated
did you send money with your card through PayPal?
do it works fine?
Yes neeraj, I have already made 2 purchases. I have also received money through paypal. no issue at all.
Have you ever tried to make purchase in Google play store..???
I also have indian bank master card it works fine for international payments,but for verifying card in paypal 4-digit code is not showing in the statement.And another problem if any refunds is there to your card there will be a problem recieving the funds..and for getting the refunds you have to contact the branch because i faced this problem 3 times..
can you elaborate what type of problem you faced and how you rectified them ? as I am expecting a refund and I added my Indian bank account as Primary Account on PayPal . thank in advance .
How can you create an account with 500rs and issue a ATM cum International Debit Card / Global Credit Card ?
DigiPurse from Union Bank Stopped working,
Tested on PayPal and Google Play Store.
While it is still working, I’ll mark them as not working since many have said that it does not work for them. Thanks for your input too, Gowthamraj.
I am using ICICI Bank Expression Debit Card to link my PayPal account. It working fine with PayPal. Only require to active card for International transaction before linking to PaPal.
please put image of icici debit card help me the get same here.thank-you
Hi Kuruba. ICICI Bank Expression debit card is Chip based VISA card. Its working for international transactions. It can get with opening new regular saving ac in ICICI Bank or already have ac apply for it. Current annual fee is 499 plus service taxes.
THANKYOOU RAVI YOUR INFORMATION SAVED ME
What about Central Bank of India Mastercard credit cards? Will they work on Origin?
as far as credit cards are concerned all of them will work, make sure u activate international transactions on them, i think u r talking about central bank aspire credit card, for that u will have to do a fd of min 20k for 1 year i guess.
I have strong doubts on your saying that all credit cards will work, but I’ll give you the benefit of doubt.
frankly i havent used any credit card myself, so i would advise to first make 100% sure whether a credit card is working or not.
Most of us Indians don’t have credit cards, so I believe this won’t be relevant to most of the blog visitors. Anyways, you’ve just completed 25 comments on the blog and I’m sending a small appreciation in you email mailbox 🙂 Thanks for being helpful!
@Narender. hey thanks a lot for the token bro, kudos to u for making such a informative site and helping everyone regarding international payment options in India
Thanks Mr. Perfect for clarification. Sammy, do you use indian bank debit card with paypal?
no bro i havent yet tried it wit paypal, i dont use pay pal much, i wanted a card for origin , steam and battle.net only so i use the card directly.
No card from sbi works with paypal, so dont waste ur time. Either go with indian bank mastercard (cheap solution ) OR go with ICICI bank, icici has zero balacnec a/c also but they will issue rupay card but if u convince them they can issue visa card also
Hi,
I found sbi is offering chip based evm cards like global dc, silver dc, platinum and gold dc. Will these work with paypal?
No. SBI cards are not supported even if they carry the EMV chip.
Dear Narinder Singh,
My PNB providing me the International Debit Card by Mastercard(CHIP) with new account. may i know it will work for google playstore or facebook ads? because bankers are saying it will work. But I was realized that they are not confident about it. so lil bit confused
I’m 99.9% confident that it will not work because PNB forces the 3D authentication. You can still give it a try if you wanna try for the 0.1% possibility 🙂
Thanks for the clarification sammy. Will check it out and get back to you.
Whit if they give mastercard rupay card?
There is nothing like rupay MasterCard. MasterCard , visa and rupay are three different service providers for debit and credit card. Mastercard and visa are international ones while rupay is domestic only. Rupay is an entirely different company not related to mastercard or visa.
I have applied for indian bank a/c , will update soon
Thank you. Will be helpful to keep the page updated and current 🙂
today i got my Indian bank evm master card global i went to atm and activated it by doing transaction(any atm would do not necessarily Indian bank). then i went to origin in shipping address i entered my address exactly as on passbook. and then i added my card and it worked. origin accepted my card just like credit card i could even purchase origin access. this is the best international card one can get for international transactions. and minimum avg bal for Indian bank is only rs250 (without cheque book) and 500(with chequebook)
and it works on steam too just bought gta5 using same, for every transaction they carge rs 30, so if u r buying from steam or origin first of all add all the games that u want to buy to cart and then proceed to pay. otherwise u will be carged rs30 for each game
OK so let me clarify charges. Just now I saw my account details. And looks like I was not charged a single rupee by steam. Verification or processing fees were not charged by steam. But when I registered with origin it charged me with rs 65 probably for verification.
Yes, one-time card verification charges would be charged by nearly every payment processor. And these are usually refunded within a week or 30 days at max.
is indian bank evm master card global working on paypal
plz reply
That’s great. So finally we have a bank which works everywhere without having those high balance requirements. Great! Will update the chart in the post.
yes bro actually u already have Indian bank evm master card listed in ur chart that was the reason is went for it thanks a ton man
Yes, but I wasn’t aware that it had low balance requirement. I was of the view that even it will be the same 10,000 🙂
Hi,
please tell me how do you get emv card as most of the bank managers refuse to issue emv vard. And in indian bank website although they are showing emv card, on clicking this it redirects to mastercard platinum card Are they both same?
@Narendra. Ah ok no bro its public bank. Even other public bank like SBI n Bob have minimum aqb of 1k but this one is just 250.
@chako. No bro the card that u see while clicking the link doesn’t exist. Actually Indian bank has only one master card and it is the blue one that appears on the site when u open debit card section. That is the card u would be getting. I don’t think they will refuse to issue it bro. I went to them and showed the pic on internet that I want the very same card international evm. They said do u hv adhar n pan card I said yes. They said OK we will arrange that for u. Probably u got to have adhar or pan card atleast to get that card. I don’t know for sure. But keep ur docs ready and there won’t be any problem. BTW what did they tell u, the reason behind not issuing it? I think every savings account holder is eligible for it. If they are creating prob then contact branch manage tell him that u want to go abroad for travel that’s y u need it. He will sort thins out for u definetly.
@sammy. do u mean they have only have one mastercard that is EMV World Master card. i hope so
I opened an a/c for just 500rs, but take 1000rs in ur hand as he was demanding 1000rs for emv card. After arguing at last he wrote mastercard on the a/c opening form, now i doubt which card they will issue normal mastercard or emv mastercard
yes bro they have only two master card variants one is evm master card world and other is simple master card but that is for senior citizens(for pensioners). so if they have written mastercard then u will surely get the evm world mastercard relax. other than that they have rupay only.
Edit: ok that card for pensioners is mastero and not master card, so yes they have only one master card variant the evm global, that is what u will be getting. dont worry
Thanks for replying, how many days u got the card delivered
14days, they will send u a message that ur debit card has been despatched, 4-7 days after that ur card will come at bank
Hi Sammy, today 4 hours ago I got my Indian bank emv mastercard, but when I go to atm to make some transaction to active it, it says unauthorized access. does it need 24 hours to get activated? just curious did you try your mastercard as soon as you got it?
yes even i got this error on the very same day i got the card, next day i called their customer care , they asked me my card no only they told me that my card is live and it should work now, i went to atm in morning and it worked. i suggest you to try again tomorrow morning it should work by then, if not just call the customer care they will activate it.
Just adding in, for my Axis Bank, somebody from the customer service called me to confirm if I’ve received the welcome kit (with the card) as soon the courier marked it as delivered and then it worked all well when I went to ATM. Maybe it is normal for the banks to activate the card only when user confirms that it is received by them.
Good Luck, Puttraj 🙂
Yes bro. May be they want to get confirmation that card has it is the customer who has got the card 🙂
ohh Thats great bro’s . Maybe I am unlucky. My debit card and netbanking both are still not activated. I have already visited the branch 4 times, they just tell me it will activated this evening or tomorrow like that. It also took around 23 days for the debit card to arrive at the branch. Currently having bad experience with Indian Bank 🙂
Also, I think Indian Bank employers are not that advanced. They don’t have much knowledge about paypal international transactions vcc etc. Also when I asked them to issue me mastercard instead of rupay, the ass.manager was like “whats the mastercard”? It seemed like he hasn’t seen one in his whole career :D. He asked me questions like ‘ which international country are you going to?’ and also told ‘we don’t have supply of this kind of cards, the color seem different’ lol. lucky there was a gal who understood a bit of what i was saying and why i need the card and approved to issue me mastercard..:D I like ICICI bank more in customer service although I don’t have an account there. I for ICICI bank account online and they were calling me like 3 times a day to meet the employee in person. And when I met him he knew everything about international transactions paypal google..
I didn’t open ICICI bank acc. It requires 10,000rs min balance.
@puttraj same here bro, i too went to icici told them to open me a zerobal account, they said it is not possible , i showed them the icici edge account mentioned on their site, which says any one can open a zerobal account at any branch, but they were hellbent on opening regular savings account with 10k min bal.
Since Indian bank is gov bank i dont think their authorites would know any thing except deposit and withdrawl of money. try contacting debit card customer care toll free 180042500000. this no is written on your card, it will be of more help. Where do u live btw if u live in metrocities u can give icici b2 account a try, it is an online zero bal account by icici, and also dbs bank, it is a singapore bank now it has come to India heard they were giving free zero bal account with international debit card and rs 200 initial bal for free, all u need to do is install digibank app from playstore register on that app and submit your adhar card no, then do a biometric verification at nearest ccd or call an agent he would come at your house and open an account for you. I wanted to make any account in that but it is limited to some big cities only.
No bro, I don’t live in a mertocity :(. but this indian bank emv card is working perfectly fine on international platforms..
Thanks for the help bro. But I am interested in buying multiple games so I will have to find permanent solution. BTW now origin has stopped accepting PayPal now only cc and selected DC works. Btw u were talking about entropay or Indian bank DC?
I was only talking about Entropay, buddy. I have no idea about Indian Bank. I will just hope that Indian Bank supports transactions not authenticated using a 3D code.
Yes, I checked my Origin account and while PayPal does show under payment methods, it does not show up when I proceed to checkout. So, it seems Origin has stopped accepting PayPal for Indian customers.
just tried digipurse wallet with origin and to my surprise it worked, i wanted to get origin access but couldnt get it as digi vcc is recognized as prepaid card by origin and prepaid cards cannot be used to buy subscriptions, so i tried to buy bf3 game and payment went through. rs 50 was deducted extra on order for verifications of card, make sure u save the card details otherwise origin will charge u rs 50 for each order
That’s good to hear 🙂 The extra deduction should be refunded back to the card immediately. If not, within 30 days.
well i wont mind if they didnt refund it, atleast i didnt have to make new acc with icici, bf1 here i come 🙂
Please do take a note of where money from your DigiWallet is spent because I used it and now I forgot where i spent it. Some doubts that I’m overcharged. So better to keep notes. And BTW, do you play Hitman? Playing that these days 🙂
yes bro but i have played till blood money , still wainting for some deal on new one. yes i will keep track of my funds, actually i dont buy all the time, i wait for sales, so will load it at time of sale, at the moment origin sale is on dude u should get bf4 if u dnt hv already its only for 374
I have BF3 (got it in some sale as well), but I don’t play that. Seems like FPS isn’t much of my interest. Hitman has always been my addiction so played it from Codename 47 to all the way till Hitman 2016. I got it for 999 and since they keep on adding new locations, escalations, elusive targets and other things, I think it was worth what I paid. 🙂
Happy playing buddy!
hey bro i m trying to add funds to digipurse via debit card but it says denied by risk error 17, has any one faced issue like this, i tried to load it using my pockets vcc but it failed, after that even my sbi dc which i used earlier is giving me error. i will try netbanking after few days
Please don’t load it at all, unless you’re ready to risk the 500 rupees. As others commented, their support is pretty much non-existent and if they block your account, you’ll be in loss.
OK bro. So now what options do I have
Should I go with entropay ? Will it work on origin?
btw i have applied for an Indian bank evm master card world will let u know wheter it works or not, when i get it.
Yes it should work on Origin. I’ve used it on Origin via PayPal and not directly, if I’m not wrong. If you only want to make a one-time purchase, maybe we can find an alternative where I pay for you and you deposit to my bank.
Yes its a chip debit card.
Its showing that this card is not supported
Axis Bank’s Prime Debit card is not working in Paypal
But working in payza
What error does it throw? Is it a chip based card?
axis bank chip debit card its not working with paypal site……why?
I am using icici debit visa international card for paypal it works for sending money but requesting money it is not working
ICICI ATM is working fine . But the atm you get from branch will not work but the atm which you get by post is working fine.
What bout BOI? Its credit card on entropay or gplay works?
They should work on Entropay since VBV is supported there. As of Google Play, no information and because the debit cards are said to be not working, we’ve maked credit cards as non working as well, because for majority of the banks, both work the same way.
I read this article. But what about union bank (india)’s Visa/Mastercard credit card? Can i use it to buy apps from google play? Or in entropay? Please please reply.
Nobody confirmed that they were working, so I can’t make a statement about whether they work or not.
But it is written in table above that UBI Credit card=no and no
Sorry. My bad. What I meant was that everybody who mentioned UBI here said that his card was not working on PayPal. So, from the present information, they do not work. I haven’t personally tried though.
Even credit cards (platinum with intl support)? Coz i contacted UBI Credit card support
1800 22 32 22
He said that it can be used on GPlay
u mean indian bank evm world debit card chip embedded?
Indian Bank Master Card Debit card stopped working two months ago
u mean indian bank evm world debit card chip embedded?
I’ve been using my SBI Silver mastercard debit card for the past 2+ years to fund my entropay acoount without any problems, but since May I am getting transaction failed error when I try to fund my entropay account. Money is debiting from my SBI account during the process and after a couple of minutes the money is credited back to my SBI account. I don’t know what is causing the problem. Any one experiencing the same ?.
Sometimes there are problems with the Entropay transaction system. Trying again later fixes them off.
I’ve been trying it for the past 2 weeks and it’s not working.
All those going to open an Indian Bank account needs to aware that they are not issuing Master Cards any more. Make an enquiry in your branch before opening an account. When I went to open an account, the bank officer told me that they have some issues with customers not receiving Master Card Debit cards. When they enquire about it with their head office, they got a reply like there is some RBI Circular to not issue Master Card Debit cards. They only issue Rupay card as of now.
Also digipurse virtual card is working fine with entropy. When making payment you need to create a Visa 3D secure password. I think after creating a 3D secure password it won’t work with google wallet and other services which do not use the 3D secure service.
Thanks for your input, Rajesh. However it will continue to work on Google Play even when you’ve set the Visa 3D PIN.
Dear Friends, I am Nilesh Patel and going to explain how to add credit card to Google Play And Blackberry Appworld to purchase apps. It is purely in Indian context.
Download GigiPurse of Union bank from Google Play And load Rs. 1000 which will be reflected after 24 hours in your wallet.
DigiPurse Debit card can be used for purchasing on international sites. It is purely an International Debit Card. Your ATM PIN is the one which is your Transaction PIN in your wallet.
After loading funds, go to Union Bank online internet banking website and create your new account for verified by Visa transactions. You have to create your 3D secure PIN here and OTP will be sent to your registered number.
After 24 hours when your funds will be reflected into your DigiPurse, add DigiPurse Debit Card To Google Play. It will cost you Rs. 50. After that purchase any small amount app from Google Play. That’s it. Enjoy…..
For purchasing apps from Blackberry Appworld, you have to create Entropy virtual Credit Card. Sign up and create Entropay account. After that create virtual credit card by just clicking “create virtual card” tab. Then, add funds from your DigiPurse Debit Card. I have added $6. DigiPurse Debit card is acceptable for loading funds into your Entropay account. When you will have funded into your virtual card, you will be provided Entropy credit card Number, and CVV and other details required.
That’s it. Use your Entropay Credit Card Into Blackberry Appworld and purchasing will be done smoothly.
Because of Blackberry Commerce policy, it do not follow RBI’s guidelines for 3D secure PIN. So all cards from Indian banks will be rejected. Only those cards will work which do not follow 3D secure payment gateway.
So friends enjoy purchasing apps from Google Play And Blackberry Appworld by following my guidelines.
Happy Purchasing!!!
I’m gonna have a axis bank debit card. Is it good for online shopping? Pls state me it’s pro’s and cons… Or if it is not good suggest an alternative one
Thank you very much for this awesome post!
Thanks for this information.
SBI Debit Card is still not working on paypal?
I heard nobody saying that it worked 🙂
DigiPurse Debit card is working fine on Google Play And PayPal. I have tried this.
what about origin and battle.net?
Not option sim card to purchess
PNB Global VISA credit card can be used with PayPal, but International Transaction has to be activate first by calling the customer care helpline of the bank.It takes 24 hours for this service to get activated, post that PayPal can be used with PNB Global Visa Credit Card.
ICICI (chip based) debit works in playstore and paypal. relief for me.
hey thats amazing news, please can u confirm if they work on steam, origin and battle.net. and which chip based card exactly do u have? premium , business, expressions? from what i saw at icici site expressions doesnt seem to be a chip card
Thanks a lot for this. I was suppose to buy an app from play store. I wanted to buy thru debit card only. all bank cards rejected by playstore saying “invalid card”. I was confused. finally chip based ICICI debit card worked. Nobody gave detailed info except your website.
thanks
vinodh
I’m glad that this information was helpful, Vinoth. Enjoy! 🙂
Union bank Digipurse virtual card working on Paypal. But Not working on Google Play
Does union bank digipurse still work?
I have created a virtual card and transfered rs500 but still balance shows rs0.
It will be reflected within 48hrs .
Dear Friends, I am Nilesh Patel and going to explain how to add credit card to Google Play And Blackberry Appworld to purchase apps. It is purely in Indian context.
Download GigiPurse of Union bank from Google Play And load Rs. 1000 which will be reflected after 24 hours in your wallet.
DigiPurse Debit card can be used for purchasing on international sites. It is purely an International Debit Card. Your ATM PIN is the one which is your Transaction PIN in your wallet.
After loading funds, go to Union Bank online internet banking website and create your new account for verified by Visa transactions. You have to create your 3D secure PIN here and OTP will be sent to your registered number.
After 24 hours when your funds will be reflected into your DigiPurse, add DigiPurse Debit Card To Google Play. It will cost you Rs. 50. After that purchase any small amount app from Google Play. That’s it. Enjoy…..
For purchasing apps from Blackberry Appworld, you have to create Entropy virtual Credit Card. Sign up and create Entropay account. After that create virtual credit card by just clicking “create virtual card” tab. Then, add funds from your DigiPurse Debit Card. I have added $6. DigiPurse Debit card is acceptable for loading funds into your Entropay account. When you will have funded into your virtual card, you will be provided Entropy credit card Number, and CVV and other details required.
That’s it. Use your Entropay Credit Card Into Blackberry Appworld and purchasing will be done smoothly.
Because of Blackberry Commerce policy, it do not follow RBI’s guidelines for 3D secure PIN. So all cards from Indian banks will be rejected. Only those cards will work which do not follow 3D secure payment gateway.
So friends enjoy purchasing apps from Google Play And Blackberry Appworld by following my guidelines.
Happy Purchasing!!!
But why not use digipurse directly for blackberry appworld? and also have u tried it on steam , origin, battle.net please let me know because they are my top priorites. I have downloaded the app but have not funded it yet. if it works then please confirm
sir plz miss Call me 9423525592
how to link paypal account through Union bank Digipurse virtual card
Narinder i have tried google store purchase its working fine app purchased
Thank you, buddy. Now I will add it to the list above. I can refund you the amount spent on the app. Please email me your bank details 🙂 Otherwise its okay. Thank you so much.
Hi
i have a south indian bank silver saving account and visa classic emv international shopping debit card which is give with silver savings account 5000 monthly balance but all bank atm withdrawal fee, just used it on paypal its working fine,i feel it will work fine with google store as well like iob visa debit cards
Hi Jayamurali
Thank you for the information. Can you please try it on Google Play Store as well by purchasing a cheap app/game around ₹100. I’ll credit your account with the amount you’ll spend on this testing.
Please mail me at [email protected] if you’re willing to help 🙂
Thank you
Icici bank visa coral debit cards are worked with netteler .it is confirmed
hello sir .can you make a payment on paypal by your account? i have no account? i will give you money via airtel money or etc. plz help me.
I might be able to help you with that. Please contact me via email – [email protected]
Narender sir,
Thank u for this post.
I am thinking of applying for saving a/c in ICICI bank so that I can get the debit card which I will try to link with paypal. But before that I would like to ask u something,, Suppose I have 50k balance in my new a/c and I have linked my Icici debit card to paypal and international usage is also activated, Will I be Able to purchase an item( worth rs 35000)in USD through Paypal without any problem.?? Will I be able to make payment through my debit card in Paypal ??
Hi Vivek. It should just work out if you get a EMV chip based card and have your international purchase (not cash withdrawal) limit set anywhere above 35 thousands. I myself have made the highest payment of $350 using my Axis Bank card and it finished without any issues. Only the bank’s support contacted me to confirm if it was really me who made that payment.
Hi , I need to recieve payment from abroad for Freelance work I only have Union Bank account. I don’t have pan card .is it possible to add Union Bank to PayPal to recieve money without adding pan card. ? I only want t recieve money not for purchasing online
You cannot withdraw from PayPal unless you submit your PAN. It can be easily made though.
I’s there any other online service like netteller that I can use to recieve money with out pan card??
I’ve received over $150 via Payoneer and they did not ask for a PAN card back then. I’m unsure if that is still the case.
However, why don’t you just get a PAN card as well? It is useful at a lot of areas besides serving as an ID proof and the application process is easy as well 🙂
Pan card will take 2 weeks to recieve. I need to recieve money before that. Is it possible to add only Union Bank account to PayPal then after recieving pan card transfer money to bank account. Or is it possible to receive money on digipurse app if I link to PayPal ??
PayPal holds your balance and will not let you withdraw it to your bank or use it unless you add a PAN to your account. So if you get a payment now, it will be received, but put on hold till you submit the PAN details. When you provide the PAN, the hold will be removed and your funds will be auto-withdrawn to your primary bank account.
You can try adding only the Union Bank account now, but I’m really not aware if PayPal allows new account creation without PAN. If you already have an account, it will just work.
Well you can’t use Axis Prime card in paypal, but you can do international transaction using that.
You actually can use the Axis Prime card on PayPal if it comes with the EMV chip and has International Usage enabled.
My IDBI debit card is working fine with Apple ITunes Store, though sometimes will face authorization issue. But works fine for past 4 months.
i have axis debit card (mastercard)
why paypal not accept it ?
It should work if International Usage is activated.
Axis bank are not allowing for paypal, if you do so it will give some error “This card is not valid, try other one”. But you can easily use your card for shopping or any other international transaction.
For that you need to activate your International usage using your net banking.
Axis Bank cards do work on PayPal though.
Sbi credit card works but not debit card I m using it from last 4 years on paypal and 2 years on Google
sir,I have a emv chip debit card trough uco bank.can I using this international other currencies payment?
Hi subha its your are UCO bank do not aible here
Hello Sir,
I have HDFC bank account and its debit and credit card. But paypal is not accepting any of them. I am a designer and starting my freelance work so i need paypal account to link to my bank account or debit or credit card. Can you please guide in same..
Are they international cards? Do you have the international usage activated?
my icici international debit visa card is not accepted .it show that the card cannot be accepted wht to do help me
Did you activate international usage on the same?
thx 4 usefull post sir ji
Can we activate sbh debit card for international transactions. I am a freelancer.
My sbi card I linked.
Then I transfer money to paypal.
Dear customer,your transaction at POS 00000001 declined due to authentication failure. Please try after some time.
Send me this massage from sbi bank.
What I do.. plz help me.
is indian bank emv mastercard is working with paypal ??
Does the indian overseas banj work with paypal…as it mention above ..if it doez than which typ of atm card i must ask from the bank ?????
which credit & debit cards are liable to pay in currencies other than inr…
is there a possibility that sbi credit card can be used for dollar payment..
plzz reply as fasst as possiblee
Hello Narender Sir,
thanks for help, my icici ‘smart shopper’ icici bank debit card visa platinum,works fine with paypal and google wallet.
again thanks for all your greatfull help.
hello, techmesto.
i have account with icici bank,and i got a ‘smart shopper’ icici bank debit card visa platinum.
so it can accept by paypal or i need a different card, please suggest me.
thanks.
A quick Google search reveals that the card does not come with an EMV chip. So as per RBI guidelines, it should not work. But you can still try activating international usage on your card and it might just work out 🙂
so any icici EMV chip international debit card work fine with paypal.
Yes it does. But if I refer others in comments, ICICI has allowed non-EMV chip based cards to be used as well. So you should try your luck by requesting the activation of International Usage on your current card. If it works, you do not need the EMV one 🙂
Thanks for quick reply fast narender sir,and for your great and awesome full help.
Thanks a Lot for the informative & useful Post
I want to add my karnatka bank EMV CHIP card ,would be work or not in paypal?
SBI Credit Card works great on PayPal. I m using Air India SBI platinum Credit Card.
Eh.. This is the first time I’m hearing about a SBI card working on PayPal. Will check it further buddy..
Does Indian bank cards still work with google play and paypal?
Sir can you please tell me whether indian bank supports paypal..
As its near to my home am aiming at this bank ..
As per the current information, yes their international cards work fine on PayPal.
I’m using union bank digipurse wallet for play store. I created account successfully & trying to adding 500 rupees by sbi virtual debit card. On proceeding wallet shows payment successful & returned to home page but it shows zero balance. I refreshing it many times, view transaction statement but it shows zero balance. While I got a sms from sbi to succeed transaction of 500 rupees. I check my bank statement & it clearly shows transaction of 500 rupees. But digipurse still showing zero balance. Trying to contact union bank customer care but no response. Pls help. How can I get refund of my money.
If you have not received a credit to your Union Bank, your refund will (in most cases) be processed automatically and returned back to your SBI account. If you still don’t receive it in the 5-7 days after transaction, you will be needed to reach out to Union Bank only to get the charge settled. You can send them email and/or question on Twitter.
I do all possible things(union Bank of India twitter, customer care call, union Bank of India branch. Email to digipurse care @union bank of India.Com.) it was 20/01/2016 when my balence deduced from account but not loaded in digipurse wallet & not returned to my bank account till date(11/02/2016) union Bank & digipurse customers care never give any reply. What can I do now? Pls help.
hELLO NRENDRA SiNGH sir,
i am a freelancer and need to transfer my cash from paypal { which was sent from USA} to my
Bank account{ Axis }. i am opting to open an Axis bank account . please do tel me , which axis
DEBIT CARD { due to new titanium debit cards published }will make me able to transfer money
from paypal to my axis bank account so that i could withdraw it .
yes the transaction is online and international and i want that card to get
verified /confirmed on paypal as well .
please reply me as soon as possible. thanks for help.
{ sorry for my language , i am Newbie , and have less financial IQ}
Hello manan, you can add your bank account number to PayPal account. They will make a small deposits in your bank account. Which takes usually 3 to 4 working days to appear in your axis account. You need to provide that amount in your PayPal. This is to confirm your account is accurate. Once your account is accepted PayPal automatically transfer all balances to your bank account or you can withdraw. But remember you need to give your pancard to PayPal so that you will not have any limitations of transactions.
I want to pay entorpay for top up vcc. i tried sbi international debit card it is sending otp but transaction is not complete showing message that ”your request amount exceed withdrawal amount” . tell me what is problem, and suggest me a proper debit card to pay entropay.
Do you have some international usage limits set on your SBI card? Check via NetBanking. Refer to this article – http://www.techvigil.com/tips-tricks/398/sbi-debit-card-disable-online-payments/
Saraswat bank debit card is also not working
MY HDFC Platinum Chip Debit Card{VISA} WORK FINE PAYPAL & NETELLER.
how to activate it , i ave the same the hdfc card
is my sbi visa debit card eligible for dollar payment???
Sir
Which ICICI debit card should I ask for when applying for savings account ?
I want to use it in paypal
Any international card with EMV chip will do.
So a NORMAL ICICI visa debit card won’t work ?
Normal shouldn’t. But I believe when you ask for International, they’d already give you one with EMV chip.
Ok one more thing I wanna ask if you pls reply sir
I want to buy something from Amazon.com, US Amazon, which will be shipped to India
When paying in dollars, will my sbi debit card work ? I am not sure if my classic visa debit card will work or not, it’s not international but just classic one
I asked Amazon and they said that it will work because it’s visa
But I doubt this
Because SBI cards do not allow you to pay without providing the 3D Security code (the Verified by Visa PIN or OTP), they just don’t work on Amazon (US) because Amazon does not support any methods of 3D authentication. For them, your card should be allowed to accept a charge with Just card number and expiry date.
Than which card will work with Amazon US ? How can I buy from Amazon US ?
Get a card from one of the working banks mentioned in this post.
All ICICI cards work on google play and support international transactions. But you have to activate it using imobile app by selecting card services or customer care. If you are using chip based card, no need to activate for international transactions as it came pre activated.
Would my Indian overseas Bank debit card work on Ali express?
Yes. Their international card should work.
Is Indian bank emv chip master card working with paypal ?
I mean is this possible to buy something using that card through paypal ? Transactions working ?
Hello. Thank you so much for this post! I was wondering does the SBI global card also not work in PayPal? I have applied for one. Also, SBI did tie up with PayPal recently right?
Sir sbi has issued new emv chip cards, can you check if they are working with paypal ?
They probably just won’t. SBI seems to have no mechanism to allow these transactions.
Sir if i apply for pradhamantri jan dhan yojna on ICICI, which is zero balance savings account
But you get a rupay debit card
Can I replace that rupay card with visa debit card after opening the account ?
And will it work with paypal than ?
That might be possible with some fees. You need to contact the branch regarding that.
sir, i want to know which bank debit card work well in indian paypal, as im very worry caused i’m confuse and i don’t wanna open defferent bank account again and again it caused me much so sir if you help me what kind of debit card and which type of card please
i’ll be thankfull
Hi sir, i am indrakumar, i have completed 80% of paypal account. But still i cannot to complete the task link debit card. Because i am having rupay card. How to iam link my card to my paypal account. Please give me a solution.
You cannot link a Rupay card to PayPal. Only a Visa/MSC or AMEX card will work.
I can’t make account on ICICI bank pockets zero saving account because now we should have to maintain minimum 5000/- balance. Please tell me about Standard Chartered Bank and Kotak Mahindra Bank ( all type of cards work or any particular? ). Is there any way to get an international transaction activated debit card with minimum balance zero?
You really need to talk to the bank in this regard, buddy. Bank officials are just always unwilling to have a customer with Zero balance account. So, I don’t think it’s gonna be easy.
Hey man nice work. So Bank of Baroda(retail) does not work on PayPal. I’ve tried.
Sir I have also I .o.b bank debit visa card but it does not support what should I do
Did you activate international transaction on your card and did a ATM transaction ?
My ICICI debit card(MASTERCARD) is not working to make google payments???
Please help !
Sorry to hear about that ! but we will help you out .
First of all ,Make sure that you have activated international transaction on your card also wait for 24 hours after activation of international transaction on your card then do a ATM transaction on your card .
You card should work perfectly fine then 🙂
m using Master Debit card to make a small payment and every time i make a payment transaction is declined .Bank is CANARA BANK.
am calling bank they say its paypal problem
paypal says its bank problem
i donot know who is to be blamed .Am sick now
Never heard of Bank of Canara working with Paypal but lets do some troubleshoot through.
1) Did you activate international transactions on your card ?
2) Did you wait for at least 24 hours after activation of international transaction on your card?
3) Did you did a ATM transaction ?
It’s bank’s problem and you can’t do anything about that.
Hi,
Im having INDIAN OVERSEAS BANK account debit card and pan card….. And im doing online services……. Can i do transactions (from dollars to rupees) through paypal India…. Then what is the minimum amount to do transactions and how it will charge….. Please kindly reply me….
Regards
Meena
I suppose there is no minimum amount to do transaction and about the charges : Cross currency charges will apply that might range from 3.6 to 3.9 ,Depending on your bank.
I HAVE BOB EMV CHIP BASED VISA PLATINUM CARD CONNECTD THRU PAYPAL BUT IT IS SHOWING DURING PAYMENT THAT YOUR PAYMENT IS REFUSED BY CArd issuer
I am sorry to hear that ,As per the recent comments : The BOB card is stop working for few already .
I advice to you open a Zero saving account of ICICI bank for paypal etc ,Since it works really fine.
I have applied for new icici savings account they offer me non emv based card .
can I use this card for PayPal?
Please guys help me by guiding because I am stuck in this issue since 1year.
For sure the card will work with paypal but make sure that once you receive the card ,You activate international transaction by calling the customer care and then doing one ATM transaction .
Probably not, but as some said it worked for you, I’d want you to try before concluding 🙂
I want to accept payments from paypal and skrill. So, should i apply for the credit cards or the debit cards will do that????
To receive payments, you need to have a bank account connected to your PayPal account.
are you belive ? I have called to paypal customer care and they have mention to me that on paypal ?
Sorry, but still not. So common for PayPal support to provide incorrect information. Ask them about the debit cards which work, answer will be none.
i want to confirm you that credit card of every bank are supoorted to paypal.but debit card are only work of few banks.
No that is not true. I can’t believe that credit card of SBI would work.
I have bank of baroda international visa debit card can I use for google play store it will work or not
Chances are low, but you can try and let us know.
Indian Overseas bank debit card is confirmed to be supported by paypal. Their credit card is as well
supported too. I personally could perform transactions with the debit card.
Thanks for the confirmation 🙂
Thank you for the information
I have collected bank details for opening new account.
AXIS BANK
http://www.axisbank.com/personal/accounts/savings-accounts/aazadi-no-frills/eligibility.aspx
HDFC BANK
http://www.hdfcbank.com/personal/products/accounts-and-deposits/savings-accounts/basic-savings-bank-deposit-account
ICICI BANK
http://www.icicibank.com/Personal-Banking/account-deposit/basic-savings/index.page
Brother.. I am going to open an account on Axis, can u tell me Which type of card of Axis bank should work internationally (PayPal etc) and what is the minimum amount for opening Axis bank’s account ?
My International Axis Bank Prime Visa Debit Card works fine on PayPal. My account requires a minimum of 10,000 as the balance, but you can try contacting the branch if they have better options for you.
Hi!
My wife has an Axis Bank zero-balance BASIC Savings Account (under PMJDY scheme), and she got only the RUPAY debit card, which cannot be used on Paypal, or on Google Play. In fact, the bank personnel told me that all the zero balance accounts under the PMJDY (zero balance) savings accounts will get only the RUPAY debit card, so you can’t use that on Paypal, Play Google etc. international ecommerce websites.
You will need to open a normal savings account in Axis Bank with minimum Rs 10,000 balance and maintain it compulsorily (or pay fine), and doing so you’ll get a Chip and Pin debit card. Again I am not aware whether it can be used or not directly on those international websites, or if you still need to further activate the card for usage on international ecommerce sites by calling the bank’s customer care.
Hi!
In the NetBanking interface, do you see an option to Replace/Upgrade card under the My Debit Cards section? If so, can you check what other cards are listed there?
I want to open a new icici account at zero balances will it possible ? If yes how we will do this ? And want a emv debit card at the opening of new account ?if i get card what we will need to do before using it on paypal ?
You need to contact your nearby branch if they have any offering for the nil balance account.
Bank of India visa debit card dose now work on international transaction s
Does BOI debit card works on itunes too?
Tell me which tyoe of icici emv debit card will work for International Payment.
I believe all of them work, not discriminated by type as long as they are EMV chip based and international.
This is a really nice informing post. I was looking for this from days that why my debit card of PNB is being rejected by PayPal to receive funds on Freelancing websites. I think time to switch bank. :]
Govt banks aren’t for Freelancers 😛 Hah! I just hate the high minimum balance requirements of private banks.
Hello friend, kya aap bta skte ho ki icici bank ka kon sa debit card paypal me support krta hai… Qki jab mai bank gya to unhone puchha ki aap ko con sa card chahiye.. Mai confused ho gya… So plz aap meri help kr do..
Any EMV chip based international card should work. That’s what I believe.
Sir ye Axis SBEZY ACCOUNT KYA HAIN …KRIPYA ISKE BAARE MEIN POORA BTAYEIN.
That’s the account code. You can check its details in this PDF – https://www.axisbank.com/xmlapplication/personal/accounts/images/smartprivilege-schedule-of-charges.pdf
Which privet bank is well successful for paypal payment? Which debit card?
Which debit card will work on paypal of sbi?
SBI cards are not working on PayPal.
Now, many cards are not working on Pay Pal, not just for me, for most of them I know. But , the strange thing is that bank officials are saying that the cards are very much active and the transaction says, get it checked, there is an error. TOTALLY CONFUSED !!!
Thanks for your article so now i have accounts in Axis and Indian Bank both bank’s card are working fine.
Which type of Axis account do you have ? And please tell me debit card name of axis ? and tell me same of indian bank ?i will going to opening a new bank account so tell me clearly we need your help ?
While we wait for him to reply, I’d like to add that I have an Axis SBEZY account with a EMV Chip based debit card called Axis Bank Prime. It works fine on PayPal and Google Play.
My karur vysya bank visa debit cad also not working for paypal
Thanks for the info. I will add it to the non-working list 🙂
I cant use my UBI VISA Debit card to google wallet even I call to helpline and activated for international transaction. I think you should change UBI information.
sir, apka mobile number ya email id muje diji ye muje ye problem ka solution lana hain plz i need you help sir please
dear sir,
payment bhejo to hota hain lekin jab payment receive karne ne ke liye me request karta hu to paypal ka email ata hain “your PayPal transaction was declined – here’s what to do” or vo dobar card add karne ke liye kehta hain esa kyu hota hain?
dear sir,
mera visa card confirm hogaya hain. or paypal ne deye gaye “PP” code bhi dala or confirm kiya tha.to paypal ne sms diya tha congratulation your card successfully added or jese bank account add hota he to use par likha hota hain ki “auto-withdrawal” vese hi kard par likha hua tha “ready to use” lekin maine dobara login kiya to ab card par esa ku6 likha hua nahi ata hain. to card confirm hogay hain ya koi error hain. or iski vajah se muje payment bheje ne me or receive karne me koi problem to nahi hogi na?please help me sir…
Bhai ek baar koi small payment send karke dekhlo. Pata chal jayega k theek se ho gya hai ya nahi. Vaise card par aisa ready to use show nahi karta. Just jab add karo tabhi ata hai ek baar.
Hello Admin,
pls note that…. Bank of baroda chip based visa card also not working with paypal….so pls keep that one in NO list…
i have clear contact with bank of baroda they said NO they have not any tie up with Gooogle play , Paypal & amazon…
Thanks
Noted. Will shift it to the non-working list.
sir i opened a paypal account and i want to attach my card … the card which i am using that belongs to icici .. s whenever i trying to attach paypal telling me Sorry, we can’t link this card. Please try linking a different card to your account. plzz help me out with this issue…
Is your card an international one with international usage activated?
dont know exactly … i called up my bank as well but they are telling call here and there ..like call to nri number … and if not than what should i do
Check if international is written on the face or back of your card. If it is, you might be able to activate international usage by sending the SMS as mentioned in the post.
I hv it written on my uco bank rupay card.. Will it
dear sir,
hdfc bank ka netbanking account me login karne ke bad debit card ke liye international transaction choose karna padta he ki nahi? agar karna padta hain to vo service kitne time ke bad suru hogi means kitna time wait karna padta hain?
You need to activate international usage. It may take upto 24 hours for the usage to get activated.
hI NARENDAR WILL DEBIT CARD WORK OF ICICI BANK ?
SSA 22.. Yes International debit card from ICICI Bank works on PayPal.
dear sir,
agar platinum chip debit card “visa” company ka hi hona chahi ye ya “mastercard” company ka hoga to chal jayega na?
and debit card ka 3D secure pin registration karva na padega ya without registration paypal me add hoga?
Either should work buddy, but I’ve only conformed with Visa as of now.
Registration for 3D code might be needed.
dear sir .
maine hdfc bank ka (Platinum Chip Debit Card) afford karvaya hai to vo paypal main work karega ki nahi ?
It should work 🙂
dear sir,
agar platinum chip debit card “visa” company ka hi hona chahi ye ya “mastercard” company ka hoga to chal jayega na?
Dear Sir/Madam,
Thank you for writing to us at State bank Customer Service.
We regret the inconvenience caused to you.
With reference to your grievance, we would like to inform you that PayPal is not participating in 3D Secure which is mandatory for State Bank Group debit cards for doing e-commerce transactions. Therefore transactions done at PayPal are declined at our ATM Switch for State Bank Group debit cards.
narInder bhai muJhe ye btao ki AXIS BANK AUR HDFC BANK ME SE KAUNSA DEBIT CARD SUPPORT KARTA HAIN PAYPAL KO AUR MUJHE NAYA ACCOUNT KHOLNE KE SATH KAUNSA DEBIT CARD LENA HONGA.AGAR IS WAQT DONO BANK KE CHAL RHEIN HAIN TO DONO KI DETAIILS DE DIJIYE.
I would to know which debit card should i choose in the order to use it for online international transaction atleast as I am planning to open a regular saving account in icici bank but confused since there are bunch of debit cards in the list, Guys, help me to pick up the best debit card and let me is regular saving account going to be okay for my purpose? And if any of you will suggest any debit card then kindly, let me know about its annual charges and benefits too.
India gives nothing but damn pain in the a… Nothing is easy here.
Come on guys. I applied for pocket saving account of icici bank and I just received it. And its not working for international transaction. Its a magnetic strip card not emv chip but I talked with pocket customer care and I was told there is no facility given by them for international transaction as its only for domestic use. And also, there is only one type of physical card and thats magnetic which means there is no emv chip card provided by icici even by default or on request.
Now, i am wondering how come people are speaking about enabling their international transaction option on pocket saving account?
You sure you have a Pockets saving account card ? Does it says ” Visa Platinum” on bottom ? and If you called Pockets customer care they will only have the knowledge of the Prepaid card and they will say that as that pockets prepaid card can only be used for Domestic purpose only ,Since you have a account number now : Call the ICICI customer care and not the pockets customer care or use Imobile ,Verify your card and use the chat option there and enable for international transaction and don’t forget to wait for 2 days after activation and do a balance transaction from a icici bank ATM ,It should than work properly for International Transaction .
Coming to other point You can apply for EMV card ,Expression card .
I want to link debit card on paypal .please tell me with full details which bank are currently supported to paypal to use debit cards ?
Did you read the post? All known info is published in that already.
ok i have read all the post and listed bank are you sure the above listed bank are working with paypal and the above information is correct ?
Axis BanK,HDFC Bank,ICICI Bank ,Indian BankKotak Mahindra Bank,bank of Baroda (Visa),Indian Overseas Bank .
Ok i need a debit card that work with paypal because i do not have account any of the bank that you have listed above.so tell me how we will get debit card from above bank that listed and what we need to say to bank that they provide a working cards.?
And i tell to you the Sbi & subsidiaries and Pnb debit card are not working i have already confirmed . ok ,………………
Okay. As mentioned in the post as well, the above information is collected from different mediums and not guaranteed to be 100% accurate. I’ve personally tried HDFC, Axis and Kotak Mahindra bank, which do work fine on PayPal.
You need to opt in for a International Debit Card (preferably Visa) from the banks mentioned to be working, which is EMV Chip enabled. If you get that, there’s high confidence that it will work fine on PayPal. I recommend Axis Bank here as I’m using it for a while already.
what we need to say bank to get international debit card from above listed bank.
Just ask for it when you go to open the account. Tell them that you’ll be shopping internationally and hence to provide an international card.
Which hdfc visa debit card accept paypal?I mean which type
Ex-Easyshop
3 din pahle ke chuka tha our waha Confirmation message maang Raha tha bhai maney Waha kuch dusra amount kuch 5-6 baar daala tha osske baad sai account phir maang rha hai mari help kijeye please mai Kariib 2 months sai PayPal account bana rahi hun mager narinder BHAI mujhse banta hi nahi You are my last hope to solve these problem please BHAI replay zarur kijeyega
HERA 🙁 🙁 🙁
Sorry, but mujhe apki baat samajh me nahi aayi.Kya aap please facebook page par message karoge? facebook.com/techmesto
bhai pleseeee help kijeye mai himmat haar rahi hun ab bas Aaphi ek ummid Hain Narinder bhai Ab much iss tarha ka message aaraha hai “Sorry We Couldn’t conferm The bank account its no longer In wallet you’ll get an email or what do not .please contact customer service
Just on a side note : Kindly do a PIN change and a balance check transaction before trying out the card ,It goes for every card.
PIN Change is not necessary(Recommenced to do it) but Balance Check is necessary .
Entropay best option …..
Please Help kijeye Ab Sayad International Usage Activate Ho Chuka hai lakin Narinder bhai Paypal phir nahi le raha Ab jab mai Paypal par Apna account details daal Rahi hun to Dusra Message aaraha “Dear Customer Transaction On has Axis Bank **** Has been Declined Fund In your Account” Yani Le hi nahi raha Hai Dabit card Details please Help kijeye ….
Hera 🙁
“Dear Customer Transaction On has Axis Bank **** Has been Declined Fund In your Account” ise padh kar to aisa lag raha hai k apke bank account me funds kam hai is wajeh se usne decline kar diya hai. Please ek baar balance check kar lo.
Admin, Kindly guide me Indian Bank normal debit will work on Paypal ? or i have to request for special card ?
If it is an EMV Chip Based International Debit card, it should work just fine 🙂
Narinder bhai please ye bataiye ke ye VBV/3D Passcode hota kya hai mujhe please details mai bataiye
Our maaf kijeyega mujhe English nahi aati Aapse Ummid Hai ki aap Replay zarur karege
Hera 112
VBV or 3D Passcode ek extra security layer hai. Jo sites ise support karti hai unpar card details dalne k baad ek extra password puchte hai paise katne se pehle. If aap wo passcode nahi jante to paise nahi kate jayenge.
Lekin iski dikkat ye hai k jo sites VBV/3D support nahi karti, waha par zyadatar Indian banks k card chalte hi nahi. Banks ne ise strict par send kia hua hai.
Narinder bhai please mari help kijeye Maine Axis bank mai account kholaya hai Jab mujhe axis Priam dabit card mila to Maine Apna internet Usage Activate Karwaya 24 hour Ke baad jab mai Paypal mai apna account number daal rahi hun To Mere phone Par message Aaya “Your Transection Was Declined As your Axis Bank card**** Is not Activated For International Use. Please Help kejeye
Hera
Dear, toh International usage abhi activate nahi hua hoga. Netbanking me login karke ek baar use fir se activate karo and then try karo.
Narinder bhai please aap Login karne ka process bata dijeye please please please…
Apke pass NetBanking ki userid aur password detail hai? Agar hai toh https://www.axisbank.co.in/ par jakar login kijiye, ho jayega and then Accounts> My debit cards> More Services> Change Usage Preferences par ja kar International usage activate kar lijiye.
Agar NetBanking detail nahi hai to apko Bank Branch se baat karni padegi and netbanking password dubara issue karwana padega.
IDBI Bank cards don’t work
Are you sure about that? Which card did you try? Was it chip based with international transactions enabled?
How do i know about my card is which chip based?
EMV chip means the ‘SIM Card type chip’ present on the front of the card.
Thanks for reply,
I have 2 question.. 1. If i open icici saving account through pocket app with zero Balance then can i getget EVM chip based debit card?
2. My friend have axis bank debit card, its normal visa or master card without evm chip based. If i do activate international transaction then can i able to buy app from google playstore?
Please tell me.. i don’t have any other way. I have bank of india and sbi debit card.
Help me..
Thanks.
Let me try to answer your questions:
1. If the user above was speaking the truth (no point of him lying), yes you will get an EMV Chip based card. Actually they will ask you your requirements and if you tell them your International needs, they will give you chip card only.
2. RBI guidelines state that any user who uses his debit card for international purchases should get a Chip based card. So, it’s hard to convince Axis bank to enable international transactions on a standard debit card, but you surely can try. If they enable it, it will work fine on Google Play.
Coming to you’re question : 1) You won’t get a EMV chip card by default ,You will get a Magnetic card and you can get a EMV chip card but its costly of ICICI bank since its under Signature category .
2)I am getting reports that Axis banks card are stopped working with Paypal and so but i am trying to get a confirmed details whether whats happening .
Mr.Narender hope you don’t mind me answering people questions .
Nah I don’t and instead appreciate it 🙂 My Axis bank card (EMV Chip) still works fine with PayPal so I’m unsure why would it stop working for others?
Admin,will all axix bank chip based card will work? & my union bank debit card is not working with paypal,why?
/
i meant axis bank
Nobody here has reported that his/her Axis Bank card didn’t work. So, I assume here that all EMV Chip Based cards from Axis bank work fine on PayPal.
As about UBI, its just the same as it is with other banks. To avoid possible frauds, they have restricted all payments to gateways which do not have 3D authentication enabled.
Alright , ICICI pockets saving account debit card is fully working with Paypal ,Google store and so on and the benefit is its zero saving account! So better to go ahead with this account if you just wanna do some international transactions plus its a great account too !
Is that Prepaid card? So, far I understand we download app then create account then it provides us prepaid card number of 16 digits just like normal debit card and also offers physical prepaid card on the request. So, my question is: can I use that prepaid card number provided on “pocket” app to link my card on the paypal ? I just want to make sure if that the same card you referred as debit card here. Kindly, give more details as you already linked it on the paypal as soon as possible. Thanks.
Not that Prepaid card,That card can be only used for shopping or recharge and is only valid in india and no ATM usage too ,I am talking about their saving bank account(Pockets zero saving account) Steps to apply for that account :
1)Open the pockets application and login with your user id and password
2)Now you will see card with your visa number (its prepaid) ,Now turn that card and you will see another card saying saving.
3)Click on that card and click on apply for savings account(it will ask you for some details )
4)Once done ,You will get a call from the branch you selected for opening the account(It might take few days to get a call)
5)Once you get the call ,The executive will fix an appointment to visit to your residence and collect the document (No need for xerox or so ,Its digital and if the executive ask you for 10k cheque as a opening deposit then try to lower it else ask him to show where it is written about the same else call the customer care ,Note: there is no opening deposit fee for it ,They just wanna finished off with their targets).
6)Once the documents are submitted ,You’re account should be opened within 7 to 10 days and your Debit card & cheque book will be deliver at your residence within 7 days after opening of the account .
7) Once you get the debit card ,Call the customer care and ask them to activate international transaction on your card .
8)Wait for 1 to 2 days and then go to any near ICICI bank atm ,Do a pin change and a balance view transaction .
9)Now you can use that on paypal ,Google play and so on !
I am here if you need any further help on the same,And if you need urgently and ready to pay 10k then just open a normal saving account from ICICI bank since you get an instant debit card and cheque book and account number too and it gets activated within 7 days too .
Note: Its a normal saving account with zero balance and you need to work a little hard at times to get this account but then its fully worth it 🙂
Hi, Thanks for this wonderful update, dear. I have one question for you. Like you said in “7) Once you get the debit card ,Call the customer care and ask them to activate international transaction on your card .” As i gathered from this article, for any international transaction to take place, a card has to be an EVM chip based card, which is authenticated by VBV (verified by Visa) OR Master card Secure Code. This code is generated by user at bank’s website and has to be entered before completing a transaction online (at-least where these authentications are necessary) So have you got any such code for this debit card? I am interested to work a card on bodybuilding.com and shutterstock.com + google wallet, paypal. I have already tried cards from SBI and HDFC bank which did not work so i must confirm things before i go on with any other bank. I have been trying for 2 years now. No luck 😀 Any help is appreciated.
While waiting for him to reply, which HDFC card did you try? I’ve myself used a EMV Chip based debit card from HDFC and it worked fine on both non-vbv and vbv sites.
I used a credit card from HDFC, borrowed it from a friend. It could not work. We also called customer care asking the reason why. They confirmed that their credit cards won’t work on these websites. Not sure about debit card coz i couldn’t try it.
Actually, my Credit Card from HDFC did work as well. And about the customer service, they barely know about these websites and literally all banks say that the card won’t work, but they do work from some banks.
Anyways, if yous is a one-time requirement, I can get you a virtual card (which can be used ONLY once) and you pay me for the same into my bank. Just trying to help 🙂
That’s so very generous of you. You have already helped a lot by putting together this much information for people like me. But mine is on-going purchasing requirement from these websites, so i must get something on my own. I have confirmed about Indian bank’s customer care, their EMV world master card will work on these websites. I will go for it if pockets’ information remains unavailable. 🙂
That’s okay 🙂 Thanks for the nice words.
Actually, Pockets or any other ICICI bank account will work fine as long as you opt for an EMV Chip Based International card. So only advantage you’re getting with Pockets is the ZERO balance account.
I’ll try to answer your query, but you sure can wait for him to add more to it.
So, by default these cards are only activated to work on domestic websites and you need to get the International Usage activated by reaching out to the support helpline. That’s all about it. You’ll also be able to achieve the same using NetBanking of ICICI.
The card will then start working on International sites which DO NOT support VBV/MSC authentication, but when you try to shop on a domestic or international website which DOES support VBV/MSC, you’ll be forced to register for the VBV/MSC service (unless it is OTP based, which requires no extra registration). After that you’ll be able to use the card on both types of websites.
On Indian websites, it is a strict RBI guideline that all payment processors SHOULD ask for the VBV/MSC and hence all Indian cards DO support these.
Thank you so much for making clear the big picture. I can actually try Pockets and Indian bank card at the same time. Dono mein se koi to chalega 😀
Hah! You’re very much welcome, buddy. Hoping that dono me se koi to chalega 😛
sir can u plz used me ur virtual card just for one time and can i transfer money account plzzz sir it urgent.
Where do you intend to use it? :/
Hey there,
Sorry for my delay in reply,Since i am really busy with stuff and so on but anyways coming to you’re question : You don’t need a EMV chip card for that or any chip card.
You will receive a normal magnetic card with the pockets account and it should work just fine with paypal and so ,I recommend you to first put your debit card details on paypal ,google play etc the sites you want to use and about the 3rd secure pin well as far as my research goes even you registered for verified by the visa ,You’re card should work and the reason is that ICICI cards supports both Verified by visa and non verified by visa too.
What happens if I try to make a purchase at a merchant that doesn’t participate in the Verified by Visa service?
The only difference is that you will not see the Visa payment window prompting you for your 3D Secure PIN – the purchase will proceed just as it did before you registered your Card with Verified by Visa . Of course, by shopping at participating Verified by Visa merchants, you have the extra security of confirming your identity with your 3D Secure PIN.
The above is said by ICICI bank on their website and coming to HDFC bank cards well they work fine too.
I prefer you go for pockets account rather than Indian bank since they don’t have much knowledge about paypal or even 3d secure pin stuff .
Do not hesitate to reply me or ask me more questions 🙂
Thanks for taking time and providing your detailed input. I will go with both- Pockets and Indian bank 🙂
I thank you for being here and helping others out and I do appreciate your input, but I still feel that he must opt for an EMV Chip Based card to make a safe investment. RBI has already passed multiple circulars and asked banks to start issuing only Chip Cards for both domestic as well as international usage. Only international was initially proposed, but RBI later decided to include Domestic as well. If ICICI is allowing international transactions over Magnetic cards, that is already a breach of RBI guideline.
I do understand you’re concern but the EMV chip card for ICICI bank is way to expensive , Its around 499 plus tax if i am not wrong for a year but its up to the individual too 🙂 Well i guess its not mandatory yet ,Since i see many banks are still proving magnetic chip card for international usage too .
I will have a check on the same sooner.
I have questions:-
Are debit card and cheque book both free of cost? I already have pocket card which I received recently for domestic use. I paid like Rs 114 and got it via courier. I dont have any account in the icici bank but could I still be able to open up pocket zero savings account without any deposit? Actually, I have an account in the sbi bank but never used cheque book but net banking only and my cheque book is in my other home at different state. thats why I am wondering if cheque book is the only way to deposit amount and if its “must” to deposit?
Thanks.
Hey There ,Thanks for you’re question.
Yes Debit card will be charged and about Cheque book i am not charged yet so i suppose no charge for that and yes you don’t need to pay any amount to open a account of Pockets saving and the ways to deposit : you can deposit cash at their branches and using cash deposit machine and do note if you want to deposit more than 50k then you need to have you’re PAN card registered with them .
Kindly reply back if you have any more questions or so and I be more than happy to help . 🙂
hi please tell me what type of icici account do you have account and debit card ? i would going to open new icici accout and want to get a new debit card that work with Paypal ?
does the virtual prepaid card works which they provide during the opening of pockets
No. The Pockets as well as Lime wallet cards are domestic ones only.
Can’t use pocket carrd
Admin, what you have to say about it. So many people followed your article and now all are stuck. Please remove this card from the list so as to avoid future failures.
Yep just did that 🙁 I’m sorry for the inconvenience caused.
Surya confirmed that the SBI card was working. Unfortunately it seems that it stopped working at a later stage.
Friends, same problem here. My SBI in touch is also not working on Google Wallet it says ” your transaction at POS Null declined due to Authentication Failure. any solution?
hey sbi does not allow you to use their debit/credit cards on paypal and other sites which does not require verified by visa 3d secure code authentication.
My SBI in touch tap and go card is not working for PayPal..can this problem be sloved?
SBI touch card will not work on International transactions, Any SBI debit card will not/never work 100 % sure . they use OTP , which is a layer of security , same time fails the International transactions.
SBI in touch was working when it was initially introduced. They later made the alterations and it stopped working 🙁
Whoever got the SBIintouch card working please tell me what procedure u followed coz my card is getting declined
i have an account with SBBJ , i went for an sbiINTOUCH Tap & Go debit card , seems like its not available for the associate banks as of now 🙁 …..
does the new ICICI Pockets savings account card work on International transactions???
Its a Visa card.
no It does not.
HDFC debit card is not working.
I check with HDFC customer care HDFC debit card is not linked with paypal.In above sheet it is given “yes”.
HDFC credit card will work.
Is that an International EMV chip based card?
my sbiintouch on google play :: your transaction at POS null declined due to authentication failure . what can i do ????
i have already a sbiintouch (NFC) debit card but not accepted PayPal account
PayPal ask : “The bank that issued your card didn’t approve this transaction. Please
contact the card issuer’s customer service department if you have any
questions. Or you can add a different card now to continue”
SBI in touch is also not working on Google Wallet it says ” your transaction at POs Null decline due to Authentication Failure. I Contacted bank but they told every thing is ok.. what can i do
dear all user’s paypal any problem to contact for paypal tool free no. get 100% rissole it .
debit card not add in paypal so call your bank costumer care number and “ad international payment” option get 100% ad paypal no any errors
WILL BANK OF BARODA EMV CHIP VISA DEBIT CARD WORK ON NETELLER,SKRILL,PAYPAL,GOOGLE WALLET
I could purchase domain names from GoDaddy through netbanking with ccavenue india as mediary. But I cannot use sbi classic debit card on google wallet or paypal.
I complained on google wallet why my card was not accepted. In 5 minutes I got a phone call from google u.s. office. they explained that they are not participating in vbv n that may be the reason. Actually my card is registered on sbi website for vbv.
It is surprising why google doesnt keep some mediary for depositing to wallet thru net banking, if not thru card.
It has far more potential on play store compared to godaddy, I think.
Hellow friends,
Even we Import from china.
My question is, If you are importing from china through aliexpress via current account debit card or credit card, how do you submit form 15CA & 15CB to bank? Bank only accepts these forms if payment are wire transferred or TT via bank. Dont forget that form 15CA and form 15CB are Compulasary for import from outside India. And heavy fine is leved for non submission.
please advise.
I have UBI Visa debit card and wanted to link with Paypal account. I managed to link successfully but while paying UBI declines to pay. I called customer support and said I want to link my card with Paypal but he was unaware what Paypal is! again, I said I want to purchase and pay Internationally , He doubted if I could use my debit card for international transaction . I couldn’t get any help from CC UBI.
SBI in touch is also not working on Google Wallet it says ” your transaction at POs Null decline due to Authentication Failure. I Contacted bank but they told every thing is ok..
Same problem in my SBI in touch card.
Oh God ! I just applied for this card following this article and now many comments are saying it’s not working. 🙁
I used iob connect card it has no problem… I work on rev-sharing industry.. and PayPal is a must for me… I have had no issues with the card
I dont live in any of the metro cities listed on SBI InTouch website.
Can i still apply for the card at my branch in Varanasi?
How many days does it take to issue the card???
You should contact the local bank branch for such specific queries.
axis bank card not working.
Which card is that? Did you try contacting the helpline for assistance?
indian bank card doesn’nt at all works in paypal .thats my headache
i have bank of baroda account. is it work on paypal and google wallet? what type of debit card is required?
Does ICICI debit card have a limit on international transaction per day?
does paypal accept bank of baroda EMV chip based international visa debit card???tell me if it work with paypal i will issue a new debit card.
Plese give me link for downloading sbiINTUCH_debitcard_Aplication.pdf
The link is included in the post.
Hello, i have icici international debit card which is master card, if i try to add it says “The bank that issued your card didn’t approve this transaction. Please contact the card issuer’s customer service department if you have any questions. Or you can add a different card now to continue.” this card is not chip based and it is already enabled for international transactions, i also generated mastercard 3d security pin. please help!!!
that is in paypal. if i try to pay with it in entropay, it promotes to site where they ask 3d security pin, after entering 3d pin, it returns to entropay site and show some error.
My information reminds me of an RBI guideline asking banks to force a chip based card if the customer wants to transact internationally. So you’ll really be needed to take a chip based card for PayPal usage. Also consider looking for VISA cards rather than MasterCards, just cause I’ve had more favorable experience using Visa than MasterCard.
As for Entropay, that is a known issue. Sometimes it would take you as high as 30 attempts before you manage to successfully upload money to Entropay VCC. Same with me as well. my Axis card takes like 20 tries before a successful payment to Entropay.
Thankyou very much, I guess I figured why my debit card is not working on PayPal. I have heard that PayPal do not support 3d security and so, we need to link the card before generating 3d pin. I have an iob classic visa debit card which is blocked previously due to entering incorrect 3d security pin, I tried to add that card and it worked. I even made transcations from PayPal with that card. Thanks again for reply.
Sorry but generating the 3D (VBV/MSC) code doesn’t do any wrong there. If your card is to work, it will work even if it has the 3D PIN generated.
I was able to link my axis bank chip based debit card in paypal before generating 3d pin. Also card got verified and initial cost got deducted and again got refunded back as paypal policy. Later when I generated 3d secure pin for the same card. the transaction in paypal started getting error messages. Not working now and cant delete 3d genrated pin only option to change the card and keep minimum amount and dont generate 3d pin I suppose.
In your Net Banking, does it show that the card has International usage activated?
dear sir,,,,,,,
i have icici bank account
international debit visa card.
paypal dos’t accepted …….
gives a error:-“The bank that issued your card didn’t approve this transaction. Please contact the card issuer’s customer service department if you have any questions. Or you can add a different card now to continue.”
Did you try sending the text message in the format as described in the post to enable International Transactions? Also, is your debit card chip based?
Bank of Baroda visa electron card works only on steam website for games and dlc. Bob chip based visa international debit card doesn’t work on PayPal, Google wallet. It worked only once on iTunes store and the authorization hold charge ₹60 is not credited to your account automatically and you have to lodge a complaint with customer care to recover it. This card also work on steam site. There is no option in internet banking to enable international transactions on this card and customer support people have no idea how to do it.
Bank of Baroda VISA Electron Card didn’t worked with paypal & google wallet. It is already activated for online transactions. But though it not worked.
Is it a Chip based card or only the magnetic strip based?
Yes BOB card not supported.. 69/- deducted frm my account.. issuer authority problem occurred..
Bro now Bob card is working I am making payments now by using PayPal
sbiIntuch debit card application form download link http://www.mediafire.com/view/4m74bcpsv1rpv6s/sbiINTUCH_debitcard_Aplication.pdf
I had no problems with using iob bank – linking it to paypal or any other problem..it supports all online transactions.
Hi Emil, Can you please confirm the name of your card which has worked on Paypal. If i open a regular savings bank account with IOB (http://www.iob.in/Regular_Savings_Bank_Account.aspx) will i get the same card or we have to apply for a different debit card (http://www.iob.in/debit_card.aspx) . Thanks for your help.
is that chip based card or mention the name of card which is working on paypal
indian over seas bank
YES,SBI DID NOT WORK AT ALL…
SBIinTouch Tap & Go NFC Debit Card is working on all international sites like PayPal, Google Wallet, Skrill, etropay, neteller etc.
Thank you. Updated the post 🙂
Hi! friends sbiintouch debit card application download link http://www.mediafire.com/view/5wks8dyv15rwzkv/sbiINTUCH_Debitcard_Aplication_form.pdf
Bro, I already added the link to the post 🙂
Can you please tell me on how you made that happen. I try and its not getting accepted.
Bro mera SBIinTouch Tap & Go NFC Debit Card is not working PayPal plz help me. 9804378311
Debasish, did your SBI card work?
hi admin,i am unable to pay for click bank frm my axis classic card…? what maybe the problem……
If any SBI user here plz try to get SBIinTouch tap n go card then try to link in PayPal..
IS IT WORKING?
How to get.
Hello friends!!!
This is great news for SBI users. SBI launch new SBIinTouch tap n go card which is fine working in PayPal n hopefully that it also work in others payment getaway.
karnataka bank doesn’t support paypal.
I have a chip based international visa debit card of Bank of Baroda but I am unable to make enable international transactions through Bank of Baroda call centre.
Earlier I was using Union Bank of India Non Chip based card internationally,but now its not working.Called customer care and they said everything is OK from their side.
Does Chip based Debit card of the same bank works with Paypal?
Anybody tried?
Sir BoB’s debit card surely works on paypal???????
MY SBI GLOBAL CHIP DEBIT CARD VISA IS NOT WORKING ON PAYPAL AND GOOGLE WALLET.
dear sir,
which type of State bank international debit card can paypal accepts, following below
State Bank Gold International Debit Card https://www.sbi.co.in/portal/web/personal-banking/state-bank-global-international-debit-card1
State Bank Global International Debit Card https://www.sbi.co.in/portal/web/personal-banking/state-bank-gold-international
State Bank Platinum International Debit Card https://www.sbi.co.in/portal/web/personal-banking/state-bank-platinum-international
please suggest me
regards,
Nandha Kumar
I don’t think State Bank Cards work on PayPal. Although there was an announcement about a collab, I don’t see any fruit so far.
Sir ,I hv to make payment for my netteler account .But as soon i deposit d money filling my details… It says payment declined. I hv Bnk of broda-Visa electron card…..dnt know wts d problm.Cn u plz help me…..
Hai, Narender Singh i have one dout, i am worked online job in neobux, i am using online bank paypal, i am intrested and
investment in neobux , the paypal does not accepted my debit card, the debit accept only ,i will be
transfer the money in neobux ,why what is the problem ,please help me ,
what can i do .
Hi Narender
I have an International Debit card of Axis Bank (I applied it after reading your article, Thanks for this article) and it is working fine with the Paypal payment but my problem is i can’t make payment on the Indian websites like Airtel Recharge. It always ask me to register for the MasterCard Secure Registration.
I want to know that if i will register in the MasterCard secure Registration then will my card work with the Paypal transaction? or should i use my other bank card for the Indian Websites.
Please reply soon.
Thanks and Regards
Suraj Soni
You can go ahead and register for the MSC 3D authentication. That should make no difference on how it works internationally. My Visa card has Visa3D authentication enabled and works both inside India and outside.
Agreed Sir! I tried making a google play app purchase worth Rs. 10 & a paypal donation worth $1.25 (using the same card) today & both the purchases were declined . Called customer care to enquire if “international usage” was enabled/ if I should go for a mastercard that reportedly works. She put my call on a breif hold & confirmed after a few seconds that paypal & google wallet are insecure gateways & therefore they don’t support it!
When I try to make a purchase, Google & Paypal both tell me to use a different card & that the purchase cannot be made from this
I had never imagined this would happen! Cards got linked, even authenciation charge was reversed successfully but purchases can’t be made.
I will just close this account now as it will serve no purpose.
AXIS and ICICI are two banks which should work at most of the places. So consider going there if you are looking to open a new account.
[Update] I just called IDBi phone banking number to enquire. The person on the other end told that IDBI does not support Paypal for certain security reasons adhering to certain non-disclosable policies. He told that except paypal, other channels of international payment will work.
Can anybody please explain this? will my card no longer work on paypal. I tried to send a paypal donation today & the transaction did not go through. paypal asked me to use a different card (though my card could be linked to it). Similarly the debit for the request of 4 digit code also did not happen. Thus, I am not able to make any purchases using my IDBI card despite being able to add/link it there.
If it doesn’t work, it just won’t work. Unfortunately, we don’t have the ability to tweak with how our cards work. Banks make their own rules, no matter what the customer wants.
Sir, I can confirm that my IDBI international (being me account) visa debit card got successfuly linked into paypal & google wallet. Both charged me Rs.66.80 & Rs. 50 authenciation charge respectively & immediately revesed it as well. But Sir, when I try to request that 4 digit (PP*XXXX) verification code to confirm my debit card , it always gives me an error in the next page
“The Credit Card Verification System used by PayPal is currently unavailable. Please try to add your credit card at a later time. We apologize for this inconvenience”
What is the cause of this? How do i bypass this to be able to confirm my card?
Does Google Wallet suppprts IDBI Visa Card..it says Your card ending xxxx is declined. please try another payment method..?
I have sbi atm cum debit card it doesn’t work with Google wallet, planning to open my account in axis bank… Will basic debit work with Google wallet/paypal etc ?
It should. Just make sure that you opt for an international chip based card.
Hi, i also have sbi atm debit card- it doesn’t work with any online transaction- not on paypal/ google wallet. As you are saying abt getting intl chip based card. I contacted my local branch, told them the same thing but those bald uncles don’t know anything about the problem. I don’t know why do they get these jobs !! Also contacted on a toll-free customer support number, could not get any reply. Can you direct me who to contact or any other bank should i opt for ? Any help is very appreciated 🙂
Go Axis or ICICI because even the chip based card from SBI doesn’t work.
Okay, thanks.
Hello, can we get all the benefits you have listed above in the chart with the Basic savings account with AXIS bank ? http://www.axisbank.com/personal/accounts/savings-accounts/basic-savings-account/features.aspx The debit card recd from this account, will it work on intl transactions, paypal/ G-wallet or we will have to opt for Axis prime card only ? If latter is the case then please provide the procedure. Many thanks for your selfless help 🙂
During account opening, you’ll be asked to choose the Card of your choice. Go with Prime or discuss with your opening manager if there’s a better card suiting your needs. Make sure that whatever card you choose is EMV Chip based.
Thanks, btw the download link for SBI – ONLY SBIinTouch Tap & Go NFC Card says the file does not exist.
i have a. indian bank debit card and I have tried my level best to link it to my paypal account but it always says …”invalid credit card”. Can u pls let me know why..my email ID [email protected] reply now
Thank you
Is that an International Chip Based card?
Even I have the EMV Visa International from Bank of India. It doesn’t work. And offcourse the Domestic master card also doesn’t work. The problem is after repeted emails from Bank of India Technical team, I got the response that Google doesn’t accept any indian debit cards.
hello, my axis priority master card not working with apple app store bt visa works 😀
Help please: Which banks visa card is working for you? Is it a debit card? Does it have a chip? Also please inform what type of card (like premium, premium plus, platinum etc)
I have BOB platinum chip based visa debit card and I am unable to apply for enable international transactions . No one knows what is this enable international transaction even branch people`s and don`t even costumer care . Please help me to allow international transaction
Same thing happened with me..
i have been contacting with bank since from January ’15 , But No reply from them.
Neteller supported bank debit card?
So please tell me that what was the name of bank debit card who work better than this bank of card.
I want to deposit money on neteller,skrill,and entropay . But all time I have face same problem that your transaction was declined.
I have SBI MASTER CARD AND UNION BANK OF INDIA VISA CARD both are debit card. Plz help me
As per my experience and the feedback from others, both these cards will not work on these sites. however, please do contact UBI helpline and check if International Usage is activated.
Hello,
I would like to addon that i tried with my friend’s old South Indian Bank classic visa card, which is a basic card worked in google play. Havnt checked another sites though.
Secondly, as said Axis Bank Cards ( pin based) , HDFC platinum credit cards worked for me, but rarely the HDFC fails in some currency other than USD and for large amounts.
And lastly, the card which I havnt faced any issue at all is American Express Credit Card ( Platinum ). It works for any amount, any currency, any site, u name it. Awesome !!!
I heard that Cards from Standard Chartered Nd Barclays also work flawlessly, but havnt verified it personally.
To conclude if yoy have frequent transactions, in some wierd utopian currency, i suggest you American Express ( AMEX ) cards.
Thanks for the interesting feedback. I have known about AMEX, but I wanted to keep it to banks which have both Debit and Credit card offerings. For the other banks you mentioned, I have no idea, but because you feel so sure, I’ll go ahead and add South Indian Bank and Standard Chartered (have some feedback about this) to the post. Maybe it will make somebody’s day. It is however sad that our mainstream public sector banks are out of this.
In case of South Indian Bank, I said that “old cards” beacause it is stated in the website that “All debit cards issued before 15/11/2013 can be used for international transactions, however the daily international transaction limits is reduced.”
Link : https://www.southindianbank.com/content/viewContentLvl2.aspx?linkIdLvl2=16&linkId=131&sec=1
The card i mentioned was issued in 2012. I am still not sure about newer cards. 🙂 🙂
If I’m not wrong, it only means that all cards issued before 11/2013 will work internationally. After that date, the bank probably started offering domestic cards as well, such as the RuPay ones.
my axis bank prime chip based debit card is working on playstore.
@Narender Singh : Sir, Are you sure (unlike BOB & IOB) ,Union Bank debit card works on google wallet & paypal? which one should i get? EMV/non EMV? VISA/MasterCard?
Not super sure, but as others have reported it, this should be true.
please give me your email id
You can contact me at [email protected]
No government bank debit card works on PayPal or Google wallet,, but all government bank credit card works on Google wallet,, I am contacted them and ask them
Indian bank EMV debit card (MasterCard) works on both! . Personally tested by me
Sure???? I have UCO bank visa??? Should I contact them for EMV master card???? Will it work on Google wallet???
no idea about uco. but don’t go for indian bank. card will be accepted but you will not be able to verify your paypal account since netbanking of Indian bank is very poor
Then for which bank should I go???
Through SBI Card can purchase via Paypal. Just get International CArd from SBI
Hello sir,
I was trying to make a payment with paypal using my ICICI debit card but I was getting your card is not accepting and please consult your card authentication provider.
Please let me know, how to make my debit card paypal acceptable?
Thanks in advance.
Regards
ICICI – ICICI Bank customers just need to call up the helpline and speak to a live representative to ask for the activation of International Payment on their cards. It takes around 24 hours to get activated and thereafter you can use your card on all the shopping ports including PayPal and Google Wallet. You can also send an SMS in the form INTL last four digit of your debit card number to 5676766 to enable international transactions.
——–
Just get ICICI customer Care and talk with their Executives and tell about activating card
I have a. Canara bank debit card and I have tried my level best to link it to my Google acc but it always says …”invalid credit card”. Can u pls let me know why.
Thank you
If it is an international card, most probable reason is because it does not authorize payments to gateways which don’t have 3D Security enabled.
Also give me your whatsapp no.
But Axis Bank’s Which one..Visa or master card.
and Global Or classic.Please give me more information.
I use an Axis Prime International Debit Card. EMV Chip based.
Hello above the given information which are government bank??? And which do allow transaction from the issue of the card???I mean it terrible pH them ,they say do mail and bla bla bla,,,
Please name a government bank like ICICI and Axis allows transaction,,, I need it for make a developer account in play store,, By providing Google a fee of $25
I don’t have any clear information about a government bank supporting that. I guess there are none.
Okkk sir,,Private bank minimum balance is too much in saving account,, I know Axis minimum 10000(ten thousand).
Ten thousand is too much pressure for me,,, And If balance goes less than 10000 they stated deducting Rs 250/months its is unjustic,,
My friend told me Bank of Baroda and Over seas are government bank???After I read your post I asked them
Yes that’s true. My Axis has a minimum balance of 10k, but you can get a relief if you go for a salary account (just if you are employed though).
IOB and Baroda are Public Sector banks, yes. But I don’t have solid information if their cards actually work. I’ve seen a mixed response in the comments. Worked for some, so there’s some hope 🙂
I have this Axis Bank Prime debit card, which works on international sites.
I am not sure what type of an account is it, but my father opened one for me, and it is a zero balance account. My card is Titanium Prime Card. But when i looked upon website mos of the schemes have a higher minimum balance, but my dad says, if you meet the bank personally they can give you accounts tailored for you , rather than looking in website
sure.i was just sharing my experience.maybe that was because my purchase price was less than minimum required.
hello, i have purchased items on sites like aliexpress..the currency conversion charges are huge.. i was said that they will deduct 3% as charge..but its getting over a lot like 4.9%..i ordered a product worth 3.45 which is 247 rs but my bank icici debit card deducted 237..this money will get hude when i make a 900 $ purchase..i want to buy a laptop in amzon usa..help me ..how to reduce the charges…?
You need to talk to the bank about their commission. Service tax and CESS will also be implemented on the commission AFAIK.
Hii Srikar Bro…I want Help From You.I want To buy things From AliExpress but every Time going to do payments i get problems.I have SBI global debit card but payment not going To successful. Please Tell me which Bank’s debit Card You use and which i Have to Use..thanks
For me, Axis Bank’s Debit Card works fine 🙂
I purchased recently from Aliexpress using my PNB Mastercard debit card without any kind of hassle whatsoever & to my surprise my account was billed below the market price of US dollar at that time.
I paid 67.5 USD from my PNB MasterCard debit card and only Rs. 4310.20 got debited from my account.
hello everyone.
i would like to share some info that i’ve gathered along.i was in desperate need of help like some of you fellow users.
first of all, AXIS BANK MASTERCARD (NOT VISA) DEBIT WILL WORK ON-ALIEXPRESS,AMAZON PRIME,iTUNES,PAYPAL.I’VE TRIED IT SO NO DOUBT.Please opt for prime saving account(but it requires min. 25000 monthly bal in account.)
also one guy here plans to buy a 1000$ laptop from amazon.com, i highly recommend please dont.i bought 30 dollar cover for my iphone, and had to pay 14$ as customs charge.
as for aliexpress users.the currency change would be as applicabe at the time of payment.also the items will reach after 45 days min.
please note that iTunes,amazon prime doesn’t accept indian debit cards at all.i dont really know how axis bank mastercard works every time(good for me).
Axis Bank Visa card works for me and I have an average balance requirement of 10000.
You’re kinda wrong about the laptop purchase here. Amazon works very different from AliExpress and they estimate the customs in advance and charge you. So you need not pay them upon delivery. Also amazon ships items with priority services such as Aramex and DHL and hence improving the delivery speed.
i have already sent a request to icici by txtng intl last 4 digits of my card number to 5676766 but still its not yet activated .. i sent the request on friday and got a msg from them saying it would be activated within 48 hours but its been more then 48 hours now but still not working.. what should i do? if i call the customer care number all i get is IVR i dont get an option to talk with a customer care agent. can anyone help .. i am located in ludhiana.
can anybody please confirm if IDBI /Union Bank of India/Bank of Baroda Cards show that 4 digit passcode in netbanking/statement/passbook? please also mention the card type also. Indian bank EMV cards get attached to paypal but cannot be verified so the sending limit of USD 10000 cannot be withdrawn
Hey buddy
Not sure about those banks as I don’t maintain an account, but I tried my Axis and it shows the 4-digit code (screenshot below). Doesn’t it show a similar statement in your Indian Bank statement? And thanks. I’ll add Indian Bank to the list in the post 🙂
Thanks so much. No, Indian Bank only lists it as “ATM POS XXXXXXXX” 🙁
Which banks are confirmed to be showing the “PayPal 4 digit verification passcode” in their statements/passbook/through netbanking. I can confirm that Indian bank EMV Visa does not show even after having netbanking enabled. can anybody please confirm if IDBI/Union Bank of India/Bank of Baroda Cards show that 4 digit passcode?
Indian bank emv master debit card works in pay pal and visa card doesnt work
I have an account in UBI and its a RuPay debit card. Is it possible to do online transactions?
RuPay shouldn’t be international unless I’m misinformed.
How do I sent money to my paypal account from any wallet like oxigen paytm etc. and from my bank icici.And how to set my debit card for shopping in foreign currency. For foreign currency do me want to send sms INTL TO 5676766
And how to link my debit card to paypal account
Activate international usage and then link your card to PayPal.
Paypal won’t let me add my Debit card to my account???
My Bank said my card is activated and and can use for paypal as well but it does not work, I cannot add my VISA card
paypal says this mesage
The bank that issued your card didn’t approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue.
I called to my bank they sayd they are ok and they activated.
but whats happen ?
what Can I do now ?
Which bank is it? Does it work on other non-vbv international websites?
I have valid visa debit card but Google wallet dose not accept it. My bank is DENA BANK. Please help me regarding this
Dena bank does not work, AFAIK.
https://www.sbi.co.in/portal/documents/44978/156388/Press+Release+-+State+Bank+of+India+announces+partnership+with+PayPal.pdf/d21492ea-8244-47fa-afb8-33953c1fc42f
Any clue about recent SBI announcement? Has any SBI user got their card working on PayPal? since its official, I am thinking to open an SBI account.
That’s interesting. I need to check with somebody who owns an SBI Account.
would really like to know. I have already applied to open their account but yet to go to branch with KYC documents. before I go to submit, I want to know and make sure which exact card would work, so I don’t have to re-apply again for a new card in near future. I called up their Customer care who unsurprisingly have no clue about this.
Ask for a EMV Chip Based International Visa Card. That should be enough. The other card differences are generally only about limits and as such all EMV cards should be eligible for international purchases.
Replay me here……Can somebody tell me…Bank of baroda supports paypal????I called Bank of baroda and Paypal customer care .They are saying not having information about this………..and for which card should I apply????
Can somebody tell me…Bank of baroda supports paypal????I called Bank of baroda and Paypal customer care .They are saying not having information about this………..
is someone know that skrill tieup with indian bank
Bank Of Baroda card works really?..can u please name the card and the exact procedure to follow to use it on paypal ?
Does Bank of India VISA EMV Card work with Paypal ?
Biswajit
Yes
hello sir
i am getting problem in payment options in facebook.
which bank debit card are accepted for payments in facebook?
For using paypal which debit card should i take from icici bank golden,silver or chip debit cards
Any card with EMV chip should work as long as it has international usage activated 🙂
i have send message from my registered mobile no. for international usuage in my icici bank debit card yesterday…………………….but when will my card get activate…how many days does it takes to get confirmation message on my mobile…………
Hello bro, what will be the minimum charges for icici emv debit card?
Not sure, how about contacting ICICI? They should be at par with other banks.
Hi friends, I am going to use the Google cloud platform for my project.
But when I goes for the registration on Google cloud it giving me error like
“Authorization failed: No reason provided by your financial institution”
I am using the Central banks EVM chip Platinum debit card for the payment.
What is the actual problem? And How to solve it.
Probably similar to many other Indian Banks, Central Bank does not support the gateways which haven’t yet activated the 3D code authentication?
which indian bank allow transection with neteller???
and which card support?????
please suggest me…..
hey, Bank Of Baroda don’t support Pay Pal Any more..
Are you certain? Do you have a Chip based card with International Usage activated?
Yes. I am using EMV chip card with International Usage activated even I contact the bank by e-mail said Bank of Baroda Debit Card don’t have any tie-up with Pay pal. So Debit Card cannot be used with Pay pal.
Strange when some can use it while others can’t 🙁 Dunno if I should keep it or remove it 😐
You Should remove it… Today only I open ICICI bank account , and they given me instant card for few days till my proper card can come.. And it Work on Pay Pal also ICICI bank is the best option you can take Because it’s Multinational companies..
Sure. I’ll remove it for now 🙁
Happy to hear that ICICI works at least 🙂
good info , changing bank from sbi to icici for paypal.thanks Narender singh,Gj.
Thank you arshdeol. Hopefully ICICI will work fine with your PayPal. Fingers crossed 🙂
I use ICICI Debit card to create an account in Google play store, When I create a new Payment method with my Debit card, it shows an error message “Invalid Credit Card”. How may I solve this issue?
Can you contact the customer support and ask them to enable international usage on your card?
same issue here!
i called the icici nri toll free number, they said it will be actiavted within 24 hours
its been a week and it has not been activated yet
thanks for the sms info @Narender Singh
i got a reply saying it will be activated within 48 hours, hoping this time it turns out true!
Keep up the hope and do let us know if you managed to activate it or not. Also, do you have an EMV Chip Based card?
Hi,
Tell me Andhra bank visa debit card is working on Google play.
‘coz I want to purchase some apps in google play
Regard
Parthiban
i am having union bank of \India debit card of visa logo
i have registered for self user login and verified by visa and 3d secure also but still its not accepting but previously i have done through my old card.
i ham seriously frustrated by this
Did you check with the bank if your International Usage is enabled? As per RBI, it should come disabled with the card and enabled only when customer asks for it.
How do I contact them??
Nahh…The amount I spend in international transactions was less than the daily spend Limit.
I made more than 4 international transactions and Axis Bank disabled my international usage.I think I need to go to the branch to find out why?
It’s very confusing because when I called their customer care,they told that there is no such limit of 4 transactions per month.
How about asking the central customer support again as to why it was disabled?
Also are you certain that you’re not hitting up your personal daily usage limit?
Just call them first and talk with them if it will be solve without going Branch.
as i told you guys Rahul got same ans as i got from Axis/ICICI.
just open New Current Account in Axis Bank will have to wait for a weeek
Narender did you get any info as you said above about Asix Bank?
Hmm.. Yep. They replied back to me and they said there are no other limits on my card usage other than the max daily spending limit that I’ve set in the NetBanking. Other than that, there’s some nominal charge for excessive transactions in a savings bank account (something which all banks charge). They assured me that there is nothing like the monthly limit of maximum 4 transactions a month.
That said, this wasn’t the branch guys, but the Central Customer Support team of Axis. But I don’t seem to care much about this. It is working fine for me and I do not see any reason why RBI would want to block my card. It is my money after all 😛
well then how the hell ICICI and Axis both are keep saying me that ok nevermind glad you got answer and you dont have problem.
That’s what is confusing me as well. And I just received an email reply from them as well. It reads:
Dear Mr. Singh,
We refer to your appended email regarding clarifications of ATM withdrawal charges.
As per RBI guidelines and for your security, the daily international usage limit on your existing Magstripe Debit Card is set as Rs. 40000/-. This means you can use your existing Magstripe Debit Card for ATM or Purchase transactions (outside India or on International websites), upto the daily limit of Rs. 40,000/- respectively.
The revised Free ATM transaction limits for Axis Savings customers applicable w.e.f 1st Dec’14.
We wish to inform you that, as per your account type First 5 transactions (Financial + Non Financial) free at Axis Bank ATM.
First 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), OR – First 5 transactions (Financial + Non Financial) free in all Other Locations at Other Bank ATM.
There is no change in the ATM per transaction Fee which is chargeable above free limits. The same is priced at Rs.20/- (excludes service tax) for Financial transactions and Rs. 9.55 (includes service tax) for Non- Financial transactions as prescribed by RBI.
From 1st Dec’14 onwards, once the Customer complete 2 ATM transactions (Financial + Non-Financial) for the month in Non Axis Bank ATMs customers will be sent an SMS alert. Similarly, once the Customer completes 4 ATM transactions (Financial + Non-Financial) for the month in Axis Bank ATMs an SMS alert will be sent.
We request you to co-ordinate with your Axis Bank branch for further clarifications.
Regards,
Geeta Rane
Customer Service – Cards
Axis Bank
I hv IOB visa debit card and it worked without any prob.this waa not mentioned in any of the site which includes this topic
Should I rely on this, Simon? Can you tell me more about this? Like the process to get the international usage activated? Thanks 🙂
IOB Debit Card works. Really, jus get a card activated and you are good to go. It will work on iTunes, Google Play, everywhere
Can you tell the procedure for activation of International Usage (if any). I’ll add the bank to the post.
Hi Simon, I have IOB visa debit card. Google wallet detected the card, but when i try to pay $25, Its saying that the card is not allowed to make transaction. What’s the minimum balance that must be in our account prior to the payment?
that mean we cant business transaction in saving account.
That’s really strange. i wonder why mine isn’t seized yet and I also couldn’t find any RBI circular about this. I’d still believe that they are talking about monetary remittances (not card usage for Cash Withdrawl & Purchasing internationally), that too of high value. RBI permits a maximum of USD 125,000 of remittances per financial year. I’ll still send in the query to Axis and wait for their answer.
thats good let me know what are they says.
Hi just talked with Axis today they also said that we cant international transaction more then 4 time in month otherwise account will be seized same as ICICI but he said if i open current account then it will be good and i can transaction 25 times in month.
I spoke to ICICI you need to send INTL with last 4 digits of your account number not debit card no. I sent and got a msg saying it will be activated in 48 hrs.
sorry forgot to tell you that he said business transaction
Niraj,
Did you call UBI up for enabling USD transactions? Customer care or whom?
i have UBI Master card and yes i called them for international usage.
Hey Niraj,
I did get a chip based card. I asked them to give me master card but ended up getting VISA one (which is chip based).
I tried PayPal transaction as well as other small USD transactions. They are not working. I spoke to customer care today and they told me that it will work on international sites but it is not.
What did you tell the customer care to do?
Can you try it on some international sites which have 3D authentication enabled? Just so we know if it is not working at all or on only the sites which have 3D authentication deployed.
I tried with both last night.
First, I used Entropay to add the funds using my new chip based cards but same issue as before. transaction didn’t go through. it did have VBV thingy. Probably because of USD currency the transaction failed.
Second, I tried to buy a $1 track from bandcamp using PayPal. I chose the option of not logging through PayPal and instead pay using debit/card. It didn’t have any VBV and it showed error saying the issuer bank of card is not allowing this payment.
For the second payment, I was deducted 66 INR from my account. Which is just strange.
Seems like hope is losing with UBI. I will probably have to open an account with ICICI or HDFC.
Still wonder what did Niraj tell to customer care to activate?
Narendar, Do you happen to know if I can issue Platinum chip debit card on Zero Balance HDFC Savings Account?
Spoke to customer care again who spoke to her senior and said that no Union Bank card will work with PayPal.
I haven’t personally tried it, but there was somebody who said bank does issue whatever card you need, just for a nominal fees. So you should be able to apply for a new card, but the first card that you will get (upon account opening) won’t be the one you need.
Entropay does have an issue with Indian cards with many users required to try like 20 times to make a successful deposit to Entropay. For the 2nd transactions, if it deducted Rs. 60, something seems to be working at your end, but am not sure why it failed. Can you check your account statement if it shows what merchant the card was used on? That would give us an idea if PayPal was actually able to make the verification charge on the card or was it bandcamp.
Just for curiosity, you’ve successfully enabled VBV on your card and you’re able to shop on Indian websites, right? If so, try some other website besides Entropay which has VBV thing enabled. If it still doesn’t work, your card isn’t properly working for international websites. Because, even though my OBC card will not work on PayPal, it does work on International websites with VBV authentication enabled.
Hello Neeraj,
Do you have a MasterCard credit or debit card? Have you used it for PayPal USD transactions? Do you have to call customer care for activating the card for international transactions?
Hi Narender Today i was talked with ICICI Bank Manager about international debit card he said i will get international debit card and lso will use well but the problem is if i transaction more then 4 time each month then my account will be seized and i have to give every detail to RBI about every transaction then it will be unblock, btw i talked with two diffrent branch and got same ans dont know what to do what you says about?
That’s something seriously strange and never heard of before. I use my Axis card almost daily on International Sites and have spent more than 35k internationally in the last month alone and haven’t faced anything besides a call from Axis Bank’s head branch just as a confirmation if it was me who initiated a particular transaction.
I think what you’re talking about goes true for high value transactions worth lakhs of rupees and in such a case, its pretty normal that RBI would like to interfere as the money is going out of the country. For anything else, I’d pay no attention to what the manager has told you. Both of them might be talking about high value transactions only.
thanks for the quick replay i am doing graphics so i just told him that for me i have many transaction each month and also told them that its not high value.
I’d never want to believe him because something like that never happened with me with a routine of 10 transactions happening every month. For the rest, seriously no idea. This is the first time I’m hearing such a thing. If you’re still worried, maybe you can try something like Entropay to load once and then use the virtual cards at various places. There however IS some additional service fees.
well i allready attached Union Bank Master Debit Card with Paypal and it working well for me and never got any problem like they said btw thanks for the ans.
Oh.. Thanks for adding this. So UBI does indeed work? You can pay at all merchants using your UBI Debit Card? If so, I’ll update the post. It used to work and then there were reports that it does not anymore.
yes i can buy everything and send money to everyone just cant send money to indian paypal user i am using this card something like a 2 month without any problem i just called them and tell them to activate international transactions in my card and they did it in no time i mean its activated in just 2 – 3 hours.
Thanks a lot for the input. Much appreciated 🙂
welcome bud hope it will help others too btw i have a UBI staff account my father was a UBI Manager.now i will talk with Axis Bank tomorrow like i did with ICICI let see what happen.
That’s good to hear. And I’d be willing to know what Axis speaks out about this. Hopefully it will be positive 🙂
yeap sure will post here tomorrow or once i talked with them.
Just a little update.
I have a VISA international debit card. I called up customer care being hopeful after reading Niraj’s comments.
Just want to add that I was told by CC executive that I will need to get EMV Chip based Debit Card and that will work with international sites. Just mentioning so that it clarifies the confusion regarding whether UBI’s card works or not.
I am being hopeful as I read this application form hosted on UBI site:
http://www.unionbankofindia.co.in/pdf/ApplicationFormatinternationalDebitCard.pdf
Also, if someone from UBI decides to call Customer Care for the same purpose, i think better idea to go into ‘Debit Card’ menu during IVR and talk to Customer Executive there because once I spoke to customer directly from root menu of IVR and a lady talked who had no clue. This person at least suggested me something helpful.
I will go to branch tomorrow and hoping for something positive.
I will update here once I get EMV (or not) and whether PayPal works with it.
Yep. That’s something that was expected. It is RBI’s instruction that banks need to issue EMV Chip Card to anybody using the cards internationally. I was surprised when somebody here commented that he was able to get the International Usage activated on his non-EMV card.
I hope all will be well after you get an EMV debit card. Good luck and I’d like to know if it works for you or not 🙂
Niraj, can you please tell me which card (Master card vs Visa) do you have? Is it chip based?
Which Union Bank Debit Cards accepted by Paypal
How you got it activated, customer care could not respond to me. To who you called? Bank or customer care?
Hello Sir are you using a debit card or credit card and which card do you have VISA, Mastercard…
So SBT /SBI international debit card won’t work with wallet / paypal ?
That platinum and gold card ??
They didn’t work for me or anybody who tried for me. You can however go ahead and try, but changes are minimal.
Oh
If I open a savings account in icici and send the message as described above will solve this issue right ? Or is there any specified card types ? NRI account required ??
Nops. A regular savings account which provides you with an International Chip based card should work.
i am from nepal and can i open bank a/c in india and can i use the service of mastercard and can get access to paypal and withdraw amt from that to bank a/c.
You should be able to if you have access to the documents that a bank requires to open a new account.
How to connect ubi visa debit card to paypal account…plz help me
The Android device we use should be NFC enabled to use debit card on Google play store? I don’t have a NFC enabled android device so if it’s a must then using it on pc/laptop is the last option?
No. NFC doesn’t play any role here.
Same question here, as mentioned above ICICI visa signature card worked for someone but it doesn’t have EMV chip then can I use it for Google play store? Both visa and Mastercard works well for ICICI debit cards? Really confused about which one should be taken as I need it for Google wallet. If many works well then which low one is best option? Thank you!
Why don’t you choose the EMV Chip one at the first place?
Really helpful article even comments, according I am going to get a new ICICI debit card in few days and I really need to be sure about which one should be taken as I need it for Google play store. There are lots of debit cards available with EMV chip. Any Suggestion with name of ICICI debit card will help me a lot. Give priorities to low transition limited cards first. Thank you very much.
They don’t really matter much. Even the basic International EMV card should work . The limits are generally allowed to be set via the NetBanking as well, so IDK why really so many cards exist. Maybe their transaction fees and daily cash withdrawal limits are higher.
Narender, thx for the guidance, Now I will be able to use my debit card on Google, PayPal etc.
BOB card is also not working …i have a new account with them and will privileges but their card doesn’t work with PayPal. I tried it yesterday to purchase a theme online
Do you have a chip based International Card? Contact the helpline to enable international usage.
Same happened with me my friend.
I’vd had to use skrill to deposit first and then purchased.
I am going to make a showcase of all SBI debit cards from regular to platinum (ALL TOTALLY USELESS FOR ONLINE USE), Visa, Master Card all I tried. As folks already mentioned above, their technical staff, From help desk to the branch manager Just don’t understand your needs and not at all aware of what’s going around the world. When they could not answer your query they get irritated when you don’t give them escape to avoid the embarrassment.
YOU CALL THEIR TOLL FREE, THEY WILL ASK YOU TO GO TO THE BRANCH AND BRANCH ALWAYS ADVISE YOU TO DIAL THE TOLL FREE FOR SUCH ISSUES.
They do not deserve the positions they are working upon and try to deal with customers as their slaves. It’s only good as long as your ATM works and you do not need to go to the branch to see those useless creatures who handle your hard earned money.
I successfully used my ICICI Expressions chip-based Visa debit card for an international online purchase. ICICI has the option of registering for Verified by Visa and creating a 3D Secure Pin. My question is, should I register and create this Verified by Visa password? If I do so, will my card stop working for international online transactions? Your response would be very helpful. Thanks!
No. It will still work on the sites which have not yet implemented VBV/3D security. For shopping on sites that have implemented 3D authentication, you need to set up 3D PIN before being able to pay.
Thank you.
Hey there.
I got a hdfc bank easyshop platinum debit card (non chip version) last week. I tried it on paypal and itunes but was not working.
Then I enabled International usage via netbanking (still not working).
But after sending a mail to [email protected] asking them to activate my card for usage on international websites, my card is working great on Paypal and iTunes flawlessly.
That’s awesome. Good to hear that and I’ll update the post with this information.
But as per RBI guidelines, effective from 01.07.2013, EMV chip cards with PIN will be issued mandatorily to those who intend to use debit/credit card for international usage (through Ecommerce/ATM/POS), so maybe HDFC has played unfair in your case and the bank might face a penalty at a later date for allowing a non-chip card to transact internationally.
If you are so sure then maybe. But all I know is that’s great for me. I need not to spend 5% extra on entropay now. Cheers.
Yeah. What actually matters is that it is working fine now 🙂 Got a big relief too when I got axis and saved myself from the extra entropay fees.
I got hdfc credit card it is showing invalid card no. Help me plz
Which cards work on neteller ?
hdfc platinhum card with chip working with both paypal and itunes..
just send a mail to [email protected] to enable ur debitcard for paypal and itunes
Hi,
Will the debit card you get along with a zero deposit savings ICICI account work with PayPal? Anyone has experience?
I certainly wish to avoid keeping fixed 10,000 in my account.
I will open a ICICI account tomorrow…Thanks for the post
After I enable international transactions on my ICICI debit card by calling them or sending the text message, is there a limit to the number of days I can make the transaction?
Nops. Once activated, it will stay enabled until you deactivate the same.
Thank you, Narender. Just another follow-up question. I have an ICICI Visa Platinum Smart Shopper debit card. It is neither chip-based nor international. Will this work for international online purchases? Or should I go for a chip-based ICICI debit card? What’s your experience with Platinum debit cards? Thanks.
Hello Narender,
Will a chip based Classic VISA Debit Card issued by Axis Bank work ?
I personally use the Axis Bank PRIME card and it just works perfectly for me. It’s similar to classic cards, as it doesn’t have any serious addons or anything connected to it. How about trying?
What about the VISA Classic Debit Card issued by Axis Bank ? Will it work ? And does Chip and PIN enabled VISA Debit Card has an advantage over other types of cards when linking to Paypal ?
In my experience, only chip based cards were accepted on PayPal. You may however try with the classic card and leave the feedback.
Will Rupay Debit Card issued with Axis Bank Basic Savings Account work with paypal ? Any answer will be much appreciated .
AFAIK, Rupay is only valid for transactions in India, so extremely low chances. Try though.
Will bank of india debit card applicable for opening pay pal account.
I have HDFC debit card, can i purchase apps from google play store. Plz. Reply.
My bank a/c branch manager don’t know what paypal is?
The manager of SBI University of Hyderabad Branch, also doesn’t know what’s paypal !!!!!
he Thiruberg I have just opened a icici saving acc. and SMS bank as u mentioned eairler INTL to 5676766 i got massege u got activated in 48 hours so after 48 hours can i use my card to google play store?
my icici platinum visa debit is NOT chip based ….will that work with neteller…i have already activated for international usage
Hi, Can u tell me if SBI Credit card(VISA Linked) will work on Google Play Store for in app Purchases? I am thinking of taking a credit card from SBI. Please Confirm. Thanks.
Somebody here mentioned that there is an option to enable international usage on the my account section of SBI Card website. See if enabling that works out.
Yes I will check it and let you know. Thanks.
Bro i am using visa platinum debit card issued by icici bank …can i use this card for international transactions
You can but you’d be needed to get international usage enabled by calling the helpline.
I tried to add my ICICI debit card to Google wallet, but is shows error “invalid card number”
Have you contacted support to enable International Usage?
To enable international transaction for your ICICI debit card . send INTL last four digit of your debit card number to 5676766. Hopefully it will get activated in 48 hours. for this send the message from your registered mobile number. you can also call the customer care and ask them to activate.
Thanks for the input. Appreciated 🙂
thanks…u saved my life..i have a coral debit card of icici linked to my saving account…and registered with visa 3d…but but linking to my paypal account was a nightmare..tried calling customer care at night..did’nt help.
Please do update if it works after enabling international transactions using this method.
hi bala,
i read your problem about icici debit card show errors on play store. the solution is at first you sent a massage to customer care as INTL then SPACE then last four digit debit card number to 5676766. After it you receive a massage then you have talk to customer care representative & ask to enable international transection activate on my card. after 1or2 days later you receive a confirmation message that your card has been activated for international payment. then you add your card to play store and purchase apps.
Please mail me later after you add your card
Hello Friend,
>> I want to open a bank account account. Which bank do you suggest AXIS OR ICICI For foreign transactions with paypal.
>> Please tell me exact name of the DEBIT CARD (AXIS OR ICICI) which works on paypal for sending money.
You can also use IndusInd Maximum Platinum debit card as it also worked on google play. Personally checked, latest on date 27th feb. 2015, 10:13 AM.
Thanks for the input. If possible, can you please also try on PayPal? You can make a small purchase on some website for that. That would be a big help 🙂
And when coming to ICICi and Axis, I haven’t ever used Axis but ICICI worked fine for me. Both the debit and the credit card. Card with chip are already enabled for the international transaction so just add to wallet and shop.
I used “ICICI visa Signature” n “Instant Platinum Chip Credit card”, both of ’em worked for me without any trouble what-so-ever..
I’m trying to add my sbi international debit card powered by visa to google wallet to complete a purchase of an app from google play store.
When contacted to the google wallet team, they said there’s some authentication failure from my bank and suggested me to contact SBI bank.
When I contacted SBI bank in person they’re clueless about what I am saying and are not able to understand which authentication request is pending or denied.
Kindly help me with the problem .
SBI card just won’t work, no matter how you try. except if its a SBI Credit Card which has had some success cases.
same problem with me. the sarkari bank karamcharis are ill educated. even the branch manager was clueless about what actually is paypal. ridiculous.
If they know what paypal is actually or about online money making and online payments then they won’t be doing that 15k-20k job .. 😉
Most of them are illiterate ….
How much amount axis bank will charge for axis prime. Please tell me total price
Rs.10,600
10,000 is for the minimum balance and 600 for issuance
Thank you Narender Singh.Your page helped me a lot and it finally worked.My card is accepted by paypal.
My Debit Card – Titanium Rewards -Axis Bank Prime -Master Card
how can i buy an app from google play friends i have intenet sbi banking and master card
hope the friends here could answer me …..thna q in advance
Hi I am using AXIS bank NRE debit card and I would like to transfer money to NETTELLER using this card. Is this possbile to do with NRE debit card? Its international debit card and its activated. Whenever i tried to rgister verfied by visa its showing my contact number not updated. And I have a SBI visa debit card also. So which will be easier option and whats wrong with my NRE card?
I need to make international payment and for this i want to open my account in icici bank.
my questions—–
1) what kind of card i need to make payment outside the india using paypal.
2) what is the minimum amount that need to be in my bank account for chip debit card.
3) after getting the required card for internation payment what kind of activation i need to be done.
plz reply me .
Can Someone Confirm tha Ist the Icici Bank Silver Shoppers Visa Debit working with Google Play after The INR Billing being activated on goole play?
I Tried my SBI debit card numerous times on Google’s Playstore but it’s simply NOT working.All its says is “Invalid Card Number” and now am really frustrated!!!!
Yep. SBI Debit Card does not work.
Is your axis prime a master card or the visa?
Can i use Axis Titanium Prime chip-based debit card(Master card) for paypal
How about going ahead and trying?
That’s what i did. Applied today, got my debit card.Awaiting for actvation(3 working days)
Did it. Applied today, got my kit. Awaiting for activation which requires three working days!!!
Pretty quick. Didn’t knew that they started offering chip based cards with the instant accounts as well. Hopefully it will work for you. Fingers crossed! 🙂
Well, it says Titanium Rewards – Domestic Chip Card under Type of card section. Please suggest me whether it works if anybody else used this and it’s a master card.
Domestic? Just confirm if it can be used internationally?
Activated international transactions by calling the IVR. How long does it take. Please reply whether it works on a master card type.
24 hours should be the max. It should work, but as there are many many cards, I wouldn’t give a guarantee. Do reply back if it works or not and maybe that’ll help others.
Also, be sure that MSC (MasterCard Secure Code) authentication has been activated.
How should i activate the MSC authentication. Please tell me the steps and links to the website to register the MSC.
Do that here – https://secure.axisbank.com/ACSWeb/EnrollWeb/AxisBank/main/index.jsp
Now i get confused ,i have doubt axis bank prime card or any other card will support payal??
My Axis Prime supports PayPal. If you’re going with that, choose the Chip based card which is genrally not provided in insta kits.
I want the the axis card for itunes purchase..which card shd I go for which is working with zero balance.
Contact Axis directly as different branches have different rules regarding zero balance accounts.
I have to pay to aliexpress , PayPal, and escrow. Which bank should I prefer and which type of account and features should I opt. All for the foreign transaction.
i m confused
icici and axis bank debit card
i will open saving account in bank but different type of debit card.
all different type of debit card supported for paypal
axis bank better than icici bank
or
icici hank better than axis bank
please help me
Go with ICICI in that case. Ask the branch that you need a chip based international debit card and it will just work fine after enabling international transactions by calling customer support.
Icici bank is better saving account.
I have to pay to aliexpress , PayPal, and escrow. Which bank should I prefer and which type of account and features should I opt. All for the foreign transaction.
Axis bank works with AliExpress and PayPal, Escrow never tried. Maybe you should go with ICICI.
I have current account in axis bank . does it work??
Should work if you’re using a Chip based card 🙂
Does the axis bank and icici charge amount for each transaction?? If so then how much? I already have axis bank current account can I pay to aliexpress by this.
Majority of the banks charge 3.5% commission for currency conversion. There might be some other nominal charges, but they are pretty unnoticeable.
HDFC Bank (ViSA Platinum) does NOT work with PayPal, despite having international transaction being allowed.
Confused with HDFC here. Some say it works and then it doesn’t works for others. Have you tried interacting with HDFC support? Read a comment here who mentioned that you need to ask them to enable usage on sites like PayPal (or enable usage with VBV requirement) and accept the acknowledgement (warning) and then they will allow the usage.
Hey.. I recently got my axis debit titanium mastercard. Some kinda ladies special card. So I was happy n all to use it to shop on international sites. Which I did and m glad it worked. Then the pain in neck started when I linked up my debit card to paypal. Couple of times I tried paying via paypal. Bounced back. Declined. Deducted some 60 bucks every time I failed. I really need to know.. what exactly is the prob? Please help. I would appreciate if u can help me with my axis debit card via paypal paying solutions. Thank you.. already!
That’s something you need to check with Axis or PayPal itself 🙁 Because the charge happens, it does work, but due to some reason PayPal is not able to accept it. It could be an issue with Axis’s all MasterCard based cards or with yours alone. Similar thing happens when I try to use mine on Skrill. Still awaiting a satisfactory response from Axis.
Thanks buddy
You’re welcome 🙂 Good luck with getting a new card that works with PayPal 🙂
Hello guys, Thanks for the information. after reading this article I am planning to get a savings account in Axis bank.
I also want to thank Narender for this article. Can you tell me the name of exact type of account and exact name of debit card.
Here at axis bank branch they are advising me to get easy access savings account(SBEZY). But there is some sort of confusion over card type. As I enquired from their website there are only two type of chip based cards i.e. gold and platinum. Please provide your thoughts.
Thanks again.
It was pretty easy for me. Had no experience and I just went and asked the staff that I need to make some international transactions and for that I need a chip based card. He did everything else himself and I got a Axis Bank Prime Visa Debit card. It is chip based and works how I wanted it to. However, it does not come with eDGE Loyalty Rewards and you will be needed to choose some other card to avail them. Account type shows as SBEZY in Netbanking.
Also, for some reason the representative advised me to not go with InstaKit based on my requirement. Will just thank those helpful staff members that did everything from filling the form to getting the account opened without any additional work required at my part.
Is it titanium prime card?
Not sure. It says simply Prime.
10,000 MAB is too much 🙁
If you’re a salaried employee, you can open a salary account which has no MAB. Please discuss with the branch as they might offer accounts with lower MAB.
one thing HDFC has a zero balance savings a/c. any info if there debit card works or not with google or apple?
The chip based international card should work. There are so many cards offered by the banks that it gets super confusing.
Prime debit card are apply for google wallet, PayPal.
Yes it works for me.
Hello, I recently got an axis prime debit card. Can I just add it on Google wallet and iTunes before I register it on verified on visa. Can you guide me here. Does the card has a cvv too? Thank you.
If it is a chip based card, should work. You need to register for VBV first. And if it does not work after 48 hours of activation, call customer care and ask them to enable international usage.
The cvv/scs is the 3 digit number at the back.
Thank you
HDFC Bank: HDFC Bank international cross currency activation process is one of the most critical process comparing to the rest of the banks. If you want to activate cross currency transaction on your HDFC Platinum Chip Debit Card, first you have to call their Customer Care and hope that a knowledgeable representative receive your phone otherwise he/she won’t take your complaint. After the representative receive your phone, tall them that you are unable to use your debit card on international site like PayPal, Google Play Store, Amazon.com, iTunes, Skrill (a.k.a Moneybookers) and any other International Sites etc. If the representative is knowledgeable about international cross currency transactions then he/she might tell you that “these sites are unsecured sites”. After these you have to tell that representative that you are well aware of the risks associated with theses sites but still you want to activate the payment feature. Ask the representative to take a complaint regarding this matter and forward it to the Cards Team of HDFC. If the representative takes your complaint, you are halfway there of the activation process. After this wait for 24 – 72 working hours and you will receive a call from HDFC Cards Department to your registered mobile number about your earlier complaint. They might again ask you the problem you are facing, so you have to explain everything to them again and afetr listening they might try to convince you that how unsecured this websites are and it will bring huge fraud risk on your card etc. But if you really want to activate the cross currency transaction, you have to tell them that you are willing to take the risk and you are well aware of the securities and ask them to activate online cross currency transaction on your card, so that you can use your HDFC Platinum Chip Debit Card on the above mentioned site without any further problem. After they accept your request it might take 1 -2 days to activate the international payment feature on your card.
Thanks for finding the time to write all this, Kalyan. Will surely help others out there 🙂
And hdfc have a zero balance account feature
What the hell. ???
I have an internation HDFC bank debit card but when I tried to make a payment through paypal to buy something then it says that ” your bank doesn’t authenticate to work with paypal”.
So why we there is a stamp of INTERNATIONAL DEBIT CARD on the card???
The current info says that HDFC does not work. Some users said that you need to activate International Usage first via the HDFC NeBanking (NetSafe) and then it works. Can you please give it another try after enabling and waiting a few hours?
I have an ENTROPAY account.I need to use it for Google play publisher registration.Which address should I give while making the payment using Google wallet.My transaction was declined earlier saying they couldn’t verify my address when I gave entropay virtual card details along with my Indian Address.Please explain on how you made the payment for Google play registration with Entropay
I am actually using it with Paypal. I opened FD for 60k so that I can get a Platinum Card. If you are in City area, you will probably get it within 10-15 days.
opened an account with icici yesterday.shall i register for 3d secure code,before using it for paypal,skrill etc ????
Yes you need to register for that.
Yes I am. And I already have my Fixed Deposits upto 70k with Oriental Bank. They somehow offer SBI card for credit 😛 I’ll see if I find time for the bank.
I would like to take my word back. My SBI Credit Card works and ICICI ‘Smart Shopper’ Debit Card too- the one that comes along with kit.
I opened ICICI Saving Account for 20k usually 25k. But they said ok for 20k. I did on Saturday. I messed up and got my card blocked because of trying to use without registering for 3D SecureCode. Then I went to bank on Tuesday meanwhile they activated my account and card. Then, they helped me to contact the Customer Care and removed the block on my card. After coming home, I called Customer Care to activate ‘International usage’. In fact, I was stuttering while talking. They quickly understood me, activated and asked me to wait for a hour or two for the card to work. But I tried within half hour, it worked with Paypal 😛
Then after a hour, SBI called me said ‘they removed the block’. Such a coincident. In fact, I can’t do local transaction on SBI Card before that. But International usage activation is simple. Log into SBI Card account. click ‘International Usage’.
As soon as you get your SBI card, pay your activation fee and call customer care to activate. I contacted them on twitter. Then I got a call from them saying ‘activated’. The tedious and frustrating process with both the service is evading IVR and talking to a representative. So, I ask everyone to have patience while contacting customer care.
Hey! That sounds mouth watering. Did you actually try using it on PayPal? If so, I should apply for SBI CC already hehe
Hi narender ,plz help I visited my nearby axis bank branch ,they said for international usage chip based card u need to keep min 25000 in my account ,also I am clueless to Google wallet n PayPal skill neteller n how to sych ,I would be thankful if u cud help
If you’re clueless about those sites, why do you even want to use your card there? Anyways, the balance limit is specific to each branch and I can’t help. For me it is 10k.
hi everyone..i want to register as an android developer n want to launch my aaps in android market for which i have to pay 25$, i know dat i have to open account either in icici or axis..but the problem is for international transactions we need to open current account not savings account for which we need to have some registered company of our own..i am an indee developer n i don have any company or organisation..got struck here..plz help 🙂
Hey Sowmya, you do not need current account for international transactions. My Axis debit card with savings account is working fine with Google Wallet and many other sites.
Admin
Are you use axis bank debit card.but please tell me which use different type if debit card
Hello everyone. i am trying to open an account in skrill,neteller (which are basicaally same as paypal ).can you please tell me which debit card will work with them.
i have debit cars of andhra bank (which is basically worthless ) and sbi (not global intl. one ,might apply for global intl. one as some said it works fine with skrill,neteller )
thank you
I don’t think any SBI card is going to work with Skrill. But if you wanna, give it a try.
i will be happy with either any one from skrill or neteller to be honest.
but still confused whether i should go with icici or axis.you have an account with both axis and icici,i guess.
can you please tell me which one out of these 2 will work fine with either neteller or skrill.
thank you again
@Madurai Jay: Do you mean for ICICI Debit Card bro? It is not chip based card. Already card got blocked for 3 wrong attempts in VBV page. Not sure if I have to replace after lifting blockage.
hey there mate. i will be opening a new account soon specifically for these foreign transactions.now that you hvae opened an accnt with icici,can you tell me whether your debit card works fine with paypal,neteller ,skrill etc ???
and whats the minm amount reqd to open an accnt with icici.i had visited one of the icici branch yesterday and they told me it was 20,000 INR
thank you
Oh! I created a new account and they gave me smart shopper debit card. Just waiting for account to become active. Meanwhile applied for CC. But telephone no. that I have given is bogus. 😛
Hi prakash, ICICI, Axis and HDFC(some) works fine.
I tried several times. It neither worked with Paypal nor Entropay. Funny thing is that I opened a FD for 60k. This CC is worst compared to it’s Debit Card. Tomorrow, I am going to open a ICICI bank account. Not sure what type of Debit or Credit Card will work. I got plenty of hosting and aff. payment to do. 🙁
Chip based Debit and Credit cards from ICICI should all work with PayPal. Still, you can ask branch that you are opening this account for doing some foreign transactions and they will open the necessary account.
Axis saved me from the troublesome process of making my hosting payments. PayPal now auto-debits my account every month 🙂 There’s some news that ICICI is going to reduce their interest rates on Fixed Deposits this month, just if that affects you.
Dude, In which bank should I open an account. Axis or ICICI? Which card should I get for paypal, Facebook payments and Google wallet?. Exact account type? Which has lowest MAB?
Both work almost the same way and have similar balance slabs. Unless you manage to get some exclusive offering, both have a standard requirement that an average balance of 10000 be maintained every month.
I’d incline more towards ICICI though as it’s been working for long and is dependable.
I opened an account with Axis today as ICICI was asking 15,000 INR as opening balance. I went with Axis bank’s YOUth account which needs nil balance. I was told that a visa chip based card would be given for 50 INR and an annual charge of 400 INR. The things I didn’t like were 20k withdrawal limit and no free cheque leaves. They cost Rs.5/cheque. I confirmed with them that “cross currency transactions” was possible with this account even with the visa classic debit card(magnetic strip based), But I went ahead with the chip based one as it was only 50rs extra. International transaction limit with card was Rs.1,00,000/day. The service assistant guy was patient enough to clear all my doubts and he even took care of filling in the forms. Over all I was satisfied. The so called “International debit card” from SBI do not work with paypal -_- .
The classic cards while being international, are similar to the ones issued by SBI i.e. they will not work on sites that haven’t implemented the VBV/SecureCode thing. Good to know that you were satisfied with the service they offered. Now only waiting for a confirmation from you that the card worked on PayPal. Hope it works, fingers crossed 🙂
hey there mate.i will be opening a youth accnt with axis bank.can you please tell me the minimum money thats required to create an youth account at axis bank ???
and does your axis bank debit card works fine with paypal,skrill etc ??
thank you
Youth accounts actually require no minimum deposit, but you’d be needed to get a Chip card which will cost you a little extra.
hey there mate. after reading your comment ,i will be opening an account with axis bank.but can you please tell me if axis bank works fine for skrill,neteller (they are basically same as paypal )
thank you
Axis should work fine with Neteller, in fact even a SBI card should work too as Neteller supports VBV confirmation while depositing. How about giving it a try?
For Skrill, Axis does not seem to be working. The verification amounts gets deducted and immediately reversed, but Skrill keeps on notifying that the transaction has failed, hence it is not possible to deposit using an Axis Bank card. Some say that HDFC’s card works, but I’m not sure about that.
I’m still waiting for my card. I paid 3000 rs for opening the account out of which I was charged 50rs for the visa chip card and 400rs for first year atm card fees. They said I can withdraw the balance 2550rs after i get my card issued after which I can maintain nil balance. However only 5 free transactions per calendar month even on axis bank atms. I advise you to wait till I get my card and confirm it works with paypal, skrill, entropay, google play and neteller. Turns out now that google play has switched to INR billing, it requires play to use vbv. It will work only if you get charged in any currency other than INR. Make sure to check this space as I’ll be posting what works and what doesn’t by next week.
You just confused me. Why wouldn’t it work with INR as the currency?
Ever since Google Play changed to INR billing, vbv is required for transactions. Since they don’t use vbv, transactions are getting declined. Previously they used USD billing which meant they used forex for the transactions, so in the background cross currency transaction method was used, which didn’t need vbv. Anyhow we have to wait and see until I get my axis card.
But you need to setup VBV on Axis card before you can use it. Only the international merchants which do not have VBV implemented are allowed to charge without asking for VBV pin.
And I forgot to mention that I did not get a passbook with my welcome kit. It’s stated clearly that I would get my passbook in my welcome kit courier. How irresponsible for a reputed bank to make mistakes like this
Hmm? Do they really offer pass books? HDFC, Yes Bank, Axis, none gave me any passbooks. Seems like the one you visited was a not-so-responsible branch. Talk directly with the manager and if he does not listen, approach their head branch via call. In this age where there is so much competition, even Govt. banks are doing a job than what you just experienced 🙁
sure i am waiting till next week .do let me know 🙂
I did some research about Neteller and it seems that they provide “Prepaid MasterCard credit card” in plastic form as well as virtual. Can anyone confirm that this indeed works with iTunes, play and paypal?. If it does works means I’ll cancel my Axis account and use my existing SBI as this supports vbv for depositing money to neteller account. :/
If your requirement for such transactions is low, you can just go ahead and use Entropay virtual card. Been using it for more than a year. Safe as a bank 🙂
My transactions are limited to app purchases on itunes and play. I have an entropay account already, but alas there’s no money in it. Can you confirm that entropay indeed works with those store?. Anyhow entropay needs cross currency transactions enabled on my card, doesn’t it?
That’s the same for Neteller eh! International Cards would always be enabled for cross currency transactions as drawing INR in a foreign country makes no sense. I haven’t tried on iTunes, but Google Play store works fine. Same goes for PayPal, Amazon.com etc. It has worked practically everywhere except majority of Indian sites which do not want to accept international cards.
And it is pretty easy to try. Minimum deposit is a mere $5.
No. Netelller requires 1200rs as minimum deposit. Could you confirm that this by buying a song on itunes for 5rs please?
I was talking about Entropay though. I’ll try using it on iTunes if it will install on the Windows 10 technical preview.
Entropay does not work for iTunes India store as Apple wants a card issued in India to be used for making such payment, Axis Bank card works.
Thought so. I guess neteller issues cards using indian address, so it must work I hope.
I doubt. The issuer will still be them and what matters is the location of the issuer. I’m not talking about the billing address. Plus I’m not sure if they even provide the prepaid card to Indians.
Do not go for Axis bank. Worst ever. I made my deposit on dec 8 but received my card only on 27th. They said I would have my card by 12th. Next they mistyped my email id in my account. Then they left out my door number in my address. Now it just has my street name without my house number. Then last they sent me a stupid classic card though I had specifically requested for a chip card and they had charged a 450rs premium for it. Going to bash those effers tomorrow.
That’s sad. But seems like an employee level mistake. Just let the person (who calls from their head office to welcome) know of this and he’ll handle 😛
BTW, my experience was pretty good. They still keep on calling occasionally to check if I’m facing a problem 🙂
Yes the terms & conditions letter that was in the courier explicitly stated that it includes a passbook along with it. I think it might be an invisible passbook 😀
haha! Yeah find it online 😛
Yeah so today I went to the bank. I got the communication details clarified and I was told that they no longer offered physical passbooks. I also told them about the mix up in the debit card type and they said that they would look into the matter. I tried calling the IVR for activating International Transactions, but it got declined saying that it was not a chip card. Now I have to wait till I get my card replaced. I will update as soon as I get a new card.
That’s really sad. The branch seems filled with unqualified staff. Hoping for the best bro. Keep us updated (y)
What? SBI Credit card does not work with Paypal??? I just got one now and I am trying, it is not working 🙁 I will let you know if it works
Same here buddy, this does not work at all…. hopeless SBI
SBI, despite being one of the biggest banks in India is absolutely disappointing. They might as well remove the “international debit card” stamp from their cards.
As far as I have tried, SBI debit cards do no work in any online sites other than local eshopping sites. It even fails to be recognised by paypal.
As a customer of SBI, i feel severely cheated and i do not recommend people to apply for a debit/credit card from SBI for international shopping purposes
I can understand your situation. All I hope for is that the international retailers start switching towards VBV based payment intermediaries. Presently only a few websites are doing that.
can anyone pls help me to install google wallet ?
when i go to google play store & type for google wallet, its shows some randonm app’s & if i go to browser & tpye for google wallet, it shows that “this item is not available in your country”
pls pls help me out ….
Try this link. It has got verified symbol
https://play.google.com/store/apps/details?id=com.google.android.apps.walletnfcrel&pcampaignid=WLT_000114WW&utm_source=google_wallet&utm_medium=website&utm_campaign=home
Can someone tell me which cards work with AMAZON.COM??
Not sure, but the Axis and ICICI should go through. Try if a friend/relative has one.
Before enabling International payment i did a transaction. After enabling i have not done any at ATM but did via internet banking. So do i have to try at ATM once?
That’s not needed. Is it still not working? Sounds pretty strange. Do you have VBV activated? 😐
Now its working Narender. It took 5 days to get activated. is there any problems with deposit limits? or can we deposit without any thoughts?
That was really a looong wait, but all good that ends good hehe 🙂 There shouldn’t be any limits beyond the maximum allowed daily transaction limit (can be seen somewhere in their netbanking). Deposits to account should be limitless as long as you have a PAN card.
i have taken an axis bank chip based debit card just a few days ago and i have contacted customer care and enabled international payment through IVR. But its not working still. Any idea about that? Or does it take few days to get functional after activation?
Have you activated the card by doing a transaction via the ATM? Once activated, it should be working within 24 hours.
yes i did activated. then i called up for customer care IVR for international payment enabling. Do i have to do transaction again at ATM?
upgrade in which card?? global card,gold card ???
Hey Shivam Can I use SBI Virtual Credit card on international sites?there is a option to create virtual card option on sbi site…is that worked on international sites?
Rishi depends on which sbi card u have, classic cards work only domestically, I think u will need to upgrade your card if u have a classic card
Can I use SBI master Debit card in entropay for purchasing origin games????
listen guys, u do not need to go through any tedious process if u have platinum hdfc debit card. theres a feature called netsafe on hdfc website. just login with your card no. and verified with visa 3d secure pin. enter the amount u need to make a purchase with. they will create a virtual credit card for you with its own 16 digit number, cvv code and expiry date. this card can be used on any website and is valid for a single transaction, that way you debit card’s details remain safe. at the time of next transaction u can make another virtual credit card similarly. no need to ask the bank to remove verified with visa from your debit card or use 3rd party services like paypal and google wallet and giving them your bank account’s information.it works prefectly i made 2 different purchases on international websites like soundcloud and namecheap using 2 different virtual credit cards. i hope this will help and save the long tedious process people with hdfc debit cards are going through. and for the author if u dont know something, dont publish it.
Virtual Cards cannot work with PayPal and Google Wallet. That’s where it ends. The topic of the post said PayPal and Google Wallet, just if you forgot to read that. Say you want to buy an app from Play Store. Your VCC ain’t gonna work there. Similarly, you want to buy from eBay.com your VCC ain’t gonna work there either -_-
I’d appreciate your comment if the topic was about being safe online. But here, better don’t say anything about something you don’t fully understand.
Virtual cards work with Google wallet, if u have to purchase something from play store, my point was u don’t need to use PayPal because u can pay straight away with a virtual credit card
How will it work? I mean Google Play first needs to verify the card and only then it will place a full charge. 2 transactions cannot be done on one virtual card and that’s where it hinders.
Sites like eBay and many others accept payments via PayPal. Add to that the situation when you need to send money to an individual. Ignoring PayPal is not a possibility here and because PayPal allows you to dispute a transaction for 30 plus days, it is much safer and dependable. I’ll always choose PayPal (wherever accepted) over paying directly from a card. You cannot even file a chargeback for transactions done via VCC, AFAIK. Similarly, there are many (like me) who need to make repeat payments regularly (say for Hosting or some membership) and VCCs cannot do that.
I still need to check with my HDFC as to how dependable their VCCs actually are. No other bank offered VCCs which can be used without a VBV, so HDFC can be really special and worthy for small transactions. I cannot check them at the moment because my email ID ain’t added in their records and I cannot reset the netsecure password without that.
Should i generate 3d code i want to use it on paypal and steam and other international sites.
I think you still need to generate it before being able to use it. Try once without generating 🙂
Does Icici debit card work on origin?
It should work everywhere where they accept an international credit card. About Origin, purchased Battlefield there using PayPal via my Axis bank card and it went fine.
Wherever PayPal is accepted, I choose it over directly entering the card details because PayPal service is awesome in case a problem occurs.
Just got saving account in icici and got shopper card. Enabled international transaction by sms. Lets sse if it works or not. Thanks for this article which helped me to open account with icici.
Good to know that 🙂 Hope it works. Please do share your feedback.
My axis bank debit card is not working….
While registering Google play store says..
It shows the card number is invalid..
Is it an International Card? Have you tried contacting your bank to enable international transactions?
Hello..!! I have a bank of Barodas debit card it will work or not in paypal. please reply i want to buy iPhone
ok all these information is very useful
but which one have to choose axis/hdsc/icici when it comes on srvice/better results for purchasing can you suggest……….
They literally perform the same. Privatized banks have always provided descent service. I’ve not tried with ICICI, but Axis and HDFC provided good service. HDFC has had some issues, so narrow it down to Axis and ICICI. You may however be interested in their fees structure and currency conversion fees which can be found on their respective websites. It might slightly differ from bank to bank.
karnataka bank debit card not supported……
if possible plz contact……………….
Want to open new bank account only For paypal
which one is better ? ICICI Bank or AXIS ?
I can see there are different kind of saving accounts are available
which one to choose?
Both are okay as both provide almost the same facilities. I somehow like Axis more than ICICI, but that’s all about personal choice. Any savings account that offers you a Chip based International Debit Card should be enough for you to transact on PayPal. So your branch will provide you with the details of various plans 🙂
I am planinf fir this card—is it ok for ips enrollment?
http://www.icicibank.com/Personal-Banking/cards/Consumer-Cards/Debit-Card/platinum-chip-card.page
Would be a good choice. When it gets activated, call the helpline to enable International Transactions if they are not already enabled.
Hey thanks for ur valuable replies..
I got this one today–>
http://www.icicibank.com/Personal-Banking/cards/debit-card/debit-cards/smart-shopper-gold-debit-card/smart-shopper-silver-debitcard.page?#toptitle
Now what i have to do??? Will i need to register for verified by visa(vbv) first for icici debit card?? Or just need to call Helpdesk for activating international payments?
When it is able to withdraw cash at the ATMs, register for VBV and then try on Apple Store. If it doesn’t work, hit up the helpline and ask for enabling international transactions.
ok thanks a lot … I will update after enrollment….by the way do you know any registered ios developer from india?
Hmm.. I don’t, but a quick search for the same on Facebook or Twitter would bring some results for sure 🙂
Yes international Icici debit card works for iOS enrollment…but after few tries…i asked bank to allow apple for transactions…first they were declining transaction to apple but…after few tries they aloe apple and now I successfully enrolled in iOS developer program..
Nice 🙂 Good luck developing apps 😀
I want to register as iOS developer…and i have to pay 99 USD for that..i tried to sbi debit card but it doesn’t worked for me..now i am planning to open account in icici bank…can you please tell me that which specific debit card i should get.? What is the procedure for using debit for international payment?..and what about vbv/3d secure pin?? Because last time when i tried to purchase from apple store they didn’t asked any kind of pin from me….plz relpy fast..thanks in advance
Any chip based card that they provide should be able to handle these transactions. VBV is not asked for the providers which don’t yet support the same.
so which icici debit card should i use for apple ios enrolment ?can u please tell me full name?? I am going to open account tommorow
They will provide you the required information. An international card which comes equipped with a SIM type chip on the front should be the one that you need. I guess a Platinum Card should be the one.
hey.thanks for that information…i will open an account in icici tommorow…hope icici card will work..i spent hours in sbi branch and talking with apple support..
SBI cards just don’t work as they simply cannot be used without the Verified by Visa code. You should be good to go with ICICI and if possible, don’t go with Insta kit, instead apply for the personalized card with your name on it. Might be handy while providing the same as a proof of ownership on some websites.
I am in bank and going to get this one http://www.icicibank.com/Personal-Banking/cards/debit-card/debit-cards/smart-shopper-gold-debit-card/smart-shopper-silver-debitcard.page?
and what is a chip card?
I have my account in bank of Maharashtra. And the debit card of this bank is support to google wallet payment. I want to know its really happen to me or maharashtra bank enables the Google payment
Lots of banks and I really don’t have an idea about BOM. Is it a chip based card? A gold or some other premium type of card? And thanks for the input. Might help somebody in need 🙂
Thanks Narender,but since I was in urgent need ,I too decided to take my chance with ICICI..I was a little apprehensive about approaching one more bank with all such negative thoughts and trauma I had gone through with SBI but I must admit I am highly impressed by their services,I have never come across a bank so professional and dedicated. They gave me an option of two cards they have for women customers..i chose one with master card having minimum balance of ₹10000..since I wasnt carrying all necessary docs,a rep even came home to collect all the docs and to my surprise I already have the card that will get activated by tomorrow. I am so so happy.. I cant even explain how bad my experience with SBI was.. Anyways, whatever happens,happens for good and glad that I am being a part of this thread now, which will come in use to some needy!
Thank you so much guys for all your precious inputs and special thanks to Narender who has started this thread. You wont believe how much I have suffered because of this small issue with my two two SBI cards. I referred everybody,varios banks ,their call centers, random people, websites and Paypal itself but surprisingly nobody had a clear idea about what was wrong with my account.I changed 3 cards in few months and opened two new accounts in order to transact on Paypal and nothing worked so thanks a lot again! This post was very very helpful in diagnosing the problem. Now finally I can think of a solution to it.
Before going ahead and applying for new account I request for one more small piece of info regarding this.. Which bank should I approach, Axis or ICICI as I will require to do much bigger transactions than $25 on everyday basis. So which bank is more reliable from business point of view.
Thank you for your appreciation, Printa. Only reason for putting up this post was because I myself faced a lot of issues before finally being able to transact online using my cards. Was going to get a Credit Card from SBI, but thanks to a twitter user who confirmed that even Credit Cards from SBI are not working on non-VBV sites. I recently made a payment of $67 via PayPal through my Axis Bank card and it went on smoothly and as expected. So, I’m really not sure as to why that user faced the issue.
But because he did, better go with ICICI. It has been working for quite some time and is reliable enough to be used. Be sure to opt for a chip based card for which you might be needed to open a high minimum account such as one with ₹10,000 as the minimum average amount to keep.
hi Narender Singh,
i have an andhra bank debit card , i called their help line and asked for international activation for my debit card , the told me that i should visit the bank and apply for some Chip card . ..
Does it cost extra , and will Paypal accept that chip card .
I’m not sure. But AFAIK, only a few cards (as noted in the post) are being accepted. I need to try out with chip based cards from other banks. I’m sure the care staff will not have any info about this, but still ask them if your card can be used on International non-VBV sites.
It costs a little bit extra as its annual fees is generally slightly higher than the standard ATM card. Your branch will tell you more about the fees.
hello paypal me ubi bank ka debit card lag sakta hai
Can you write full name of Axis Bank Debit which worked for you? I have axis bank Prime debit card that does not work
It is an Axis Prime Card, but is chip based. Just try hitting up the helpline and check the IVR for an option to enable International Usage.
UBI debit card works on google wallet or not????please reply…
Latest news is that it doesn’t. You can still try 🙂
Thats awesome Axis bank debit cards works too.I have received neutral info on Axis cards.In HDFC netbanking debit cards option,they have Domestic/International usage(Online) settings,you need to activate it from there.If your on Facebook,then I would like to get connected with you.Send me a friend request,Thanks : http://www.facebook.com/Gopukumr?v=info&refid=17
YES Please! Check it out.I use ICICI debit card for PayPal/International websites for buying products/services,its working like a TRUE Credit card.In July 2014 HDFC changed their debit card features,it seems its a good move following ICICI path.You said right banks having individual policies,according to its working on Non-Indian websites without any issues.Its making us feel we are having physical prepaid credit cards.Till today,HDFC & ICICI debit cards are working well,rest of the banks cards doesnt works anymore because of VBV system.In the coming future other banks except HDFC/ICICI might bring changes on their cards enabling customers to shopping on International websites.
I am using my Axis Bank card and it works too. So we have 3 working cards now. Awesome!
I need to check my HDFC though. It’s a chip based business card and maybe I need to check with the helpline coz last time it didn’t work on PayPal.
I have heard HDFC debit cards is being accepted by PayPal and Non-VBV sites,I know they changed their card systems in July 2014,as per the info I get its working flawlessly.
Thank you for your input, Gopa. I’ll check that 🙂
Hi, Very useful post. I have my Axis Bank debit card attached successfully to my PayPal account. I am able to make purchases where the transaction amount is small. however when I try to do transactions with larger amounts it just gets blocked by Axis Bank. The Manager of my branch called me the other day inquiring about those transactions and I told that they were made by me.
Can you let me know how I can enable international transactions on my debit card? I think that may be the problem.
Thank you.
I haven’t gone higher than $25 in a single transaction, so I’m not sure if higher amounts are indeed being blocked.
How about contacting the branch to get more details as to why they were blocked and if they can just allow you to transact for higher amounts? I see it purely dependent on them or else your card’s single day transaction limit might be kicking in and blocking the transaction.
When it worked for smaller amounts, International Transactions should be already activated on your Card, so that’s actually not needed.
I too have an Axis Bank Debit Card but I’m having trouble attaching it to PayPal. May I know what type of card you are using?
Hey Guys What to do after one got a axis debit card, do i have to do something with the card to activate international transaction after i get my hands on it. I want to buy humble bundle so will i can buy directly using my debit card or do i need to make a paypal a/c and how much they charge in 1$ transactions
Have you already tried using it? It might be pre-activated.
If it doesn’t work, signup for VBV on their website and then call the customer care to confirm if international payments are enabled. Then you can start using the card.
PayPal usually does not charge a fees from the buyers, but their conversion fees is a bit on the higher side. You should use your card normally for such small transactions. Just make sure that you only enter your details on a secure https page.
I have a UBI debit card but your post puts a question mark on its working with google play. What does that question mark printed after YES means?
I’ve seen a mixed response. A lot of current reports claim that it is not working. Did yours worked?
Hi,
I want to share my experience with UBI.
The only way I knew of making UBI VISA card work with PayPal was to first sign up on Entropay and make a free Virtual Credit Card (VISA) there. Entropay creates a virtual VISA card which till today works with PayPal however they charge fee of 1$ per 20$ top-up. You could do top up using your UBI VISA Debit Card ( or I presume any other VISA debit card).
I have been using this since 2008 i think. Fast forward to June 2014. I had a payment to make. A digital product I wanted to buy. but all of a sudden Entropay stopped accepting the card. At first it seemed like problem was at Entropay’s end because Verified by Visa page wasn’t showing anymore = no further authentication = couldn’t do transaction. I contacted their support and they said to talk to bank. I didn’t do that because I was very hopeless that UBI will never do anything. I just read your post today and been looking around to use PayPal again as I have web hosting bill to pay. so I had a bit of hope. Called UBI and they flatly said no about supporting PayPal. Also tried Entropay again today. This time Verified by Visa page did show up albeit eventually it failed transaction after verifying by VISA. IMO, the problem appears to be stemming from currency used by a particular merchant who is processing the payment.
so here I’m sitting frustrated. I’m unsure to go ahead with private banks. I have a gut feeling that even their Visa Debit Card might turn out to be the same? Have you personally used ICICI’s VIsa Card? Is there a particular card which supports PayPal? because I go to check banks website and more often ‘premium’ bank accounts and platinum debit card seems to be working with PP and GW.
Also, a tip for anyone wanting to transfer money abroad (as we have crazy system of RBI not allowing Wire transfers or outbound transfers unless the recipient is from your immediate family): Consider using BItcoin if you’re technologically inclined. There are couple of Indian sites which sell bitcoins.
Sorry for such a long rant on your blog.
And thanks for reading this far.
Thank you for your input, buddy (I wish you left your name hehe). The same story goes for majority of our Indian banks and I kept a question mark on UBI just because some claimed it to be working on PayPal and some other sites. Seeing the negative reports, I’m going to just remove it to avoid any confusion.
I’ve been using Entropay since long as well (and even wrote a post about it). I’m not sure if the issue is with Entropay or all our banks, but at times it really gets difficult to load money in Entropay. It happens with almost all our banks and with literally everybody. Sometimes the VBV page will show up, sometimes it won’t and in both the cases, the transaction would fail. The last time I was topping it up, I tried redoing the transaction for like 15 times before it finally completed. Haven’t faced a similar issue on any other website, so Entropay turns out to be the faulty one here.
I’m using a Debit Card from Axis bank and it works super fine on PayPal (that’s how I pay my hosting fees now). It ain’t a premium card either. Just a standard chip card that everybody gets with a new bank account (avoid the insta kits). However, the sad part is that a monthly average of Rs. 10000 needs to be maintained to avoid unnecessary fees.
And thanks for that tip. I wasn’t aware that RBi is not allowing the outbound transfers. I was just planning to load my Entropay wallet using Axis Bank’s wire transfer facility 😛 Bitcoin’s value fluctuation is something which has always kept me away from the same.
Actually the RBI statement is indeed true.
Its a RBI directive to which is being ignored. 2 factor authentication(PIN entry or VbV, etc) is mandatory by Law.
Some bit son it with the relevant RBI directives.
http://trak.in/tags/business/2014/08/23/rbi-2-factor-authentication-negative-foreign-online-purchases/
Thanks for the input. But maybe there is some confusion. I quickly ran through the circular and here’s my observation. But I might be wrong, my sincere apologies in that case.
“It has come to our notice that despite the above clarifications there are instances of card not present transactions being effected without the mandated additional authentication/validation even where the underlying transactions are essentially taking place between two residents in India (card issued in India being used for purchase of goods and service offered by a merchant/service provider in India)”
So basically RBI is forcing this 2 Factor Auth for situations where Seller and Buyer are in India. For example how Uber did with its taxi service.
Here’s another excerpt:
“It is further advised that where cards issued by banks in India are used for making card not present payments towards purchase of goods and services provided within the country, the acquisition of such transactions has to be through a bank in India”
Again the mention of situation where Goods are provided within the country from a provider located within the country too. So as PayPal to PayPal transactions in India are not possible, I don’t think it will affect the present situation in any way.
The providers which are located within the country to offer goods/services, but using an international payment gateway to skip the 2 factor auth will not be allowed to do this anymore. Rest all continuing as earlier.
Rather than RBI guidelines, I just see this as the inability of banks to build a capable enough system which would be able to differentiate international transaction and skip 2 factor auth. Majority of the banks have just enforced 2-factor authentication without making arrangements for the foreign providers which don’t yet support the additional authentication.
Whats a better option? Axis or ICICI? ICICI guys told me that they can give me a RuPay Card for zero balance account which is useless. But Axis bank provides me with Classic International debit card for zero balance account. Will that work with PayPal and GWallet. Or is it worth opening regualr savings bank account with minimum monthly balance of 10k?
I’d suggest a regular savings account with minimum balance (10k) as that’s what I’m using and it works just fine. If you cannot maintain the balance (or don’t want to), then you can open the standard zero balance account and try with that. I feel that it will just work if you are gonna get a VISA card.
You can upgrade anytime, I guess.
Only ICICI bank & HDFC bank’s Debit card & credit cards both working on PayPal..while SBI bank’s only credit card allowed
Axis’s debit cards work too. About SBI’s credit, did you really try that out? Because I had an interaction with somebody on twitter and I was told that they do not work.